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Get Cheap Car Insurance in Cedarhurst, CT
We monitor insurance prices, helping the average driver in Cedarhurst save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Cedarhurst
The chart below shows the cheapest car insurance company in Cedarhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Cedarhurst Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $81 |
| Safeco Insurance | $82 |
| Travelers | $82 |
Savings for Every Kind of Cedarhurst Driver
Based on our extensive insurance data, we know the average Cedarhurst driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $580 per year by choosing the right vehicle insurance company. Some Cedarhurst residents are paying out over $1,978 extra every year for auto insurance in Cedarhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Cedarhurst, CT Savings / Yr. |
|---|---|
$580 |
|
$804 |
|
$558 |
|
$932 |
|
$2,194 |
|
$526 |
|
$883 |
Cedarhurst Car Insurance vs. Connecticut
People living in Cedarhurst pay an average of 2.24% more than the typical driver in the state. The average driver in Cedarhurst can expect to pay about $1,355 per year, or $1,978 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Cedarhurst for most people.
Car Insurance Prices by Cedarhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Cedarhurst?
The map shows insurance prices in and around Cedarhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $1,999 to a low of $1,910. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Cedarhurst.Pick the Best Car Insurance Company for You in Cedarhurst
The best car insurance provider for most drivers in Cedarhurst
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $580 over the average Cedarhurst car insurance company.
The best car insurance provider for Cedarhurst drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $804 over the competition.
The best car insurance company for Cedarhurst drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $558 better than other car insurance companies.
The best auto insurance for Cedarhurst drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $932 less each year.
The least expensive car insurance company for new and young drivers in Cedarhurst
In Cedarhurst, State Farm costs young drivers $2,194 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Cedarhurst
State Farm gave the largest car insurance discounts to married couples, averaging $526 saved each year compared to an average Cedarhurst couple's premiums.
The cheapest car insurance in Cedarhurst for drivers with bad credit
The best Cedarhurst car insurance company for customer service
Recent price drops
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The cheapest large national provider in Cedarhurst
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Cedarhurst driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Cedarhurst, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Cedarhurst
What Influences the Cost of Car Insurance in Cedarhurst?
On average, car insurance in Cedarhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Cedarhurst is 42 minutes, which is far more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Cedarhurst are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Cedarhurst is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Cedarhurst is $113 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sandy Hook: Insurance costs 1.52% less
- Oxford: Insurance costs 2.58% less
- Southbury: Insurance costs 2.73% less
- Monroe: Insurance costs 1.01% less
- Newtown: Insurance costs 0.91% less
- Seymour: Insurance costs 0.30% less
- Beacon Falls: Insurance costs 2.07% less
- Ansonia: Insurance costs 6.72% more
- Shelton: Insurance costs 0.51% more
- Derby: Insurance costs 6.22% more
Cities with Similar Populations
- Weems: Insurance costs 39.79% less
- China: Insurance costs 51.67% less
- Center Strafford: Insurance costs 38.98% less
- Calico Rock: Insurance costs 16.23% less
- Butternut: Insurance costs 40.70% less
- Brookport: Insurance costs 26.24% less
- Brookdale: Insurance costs 3.84% less
- Brodnax: Insurance costs 37.71% less
- Britton: Insurance costs 22.30% less
- Vallecito: Insurance costs 10.31% less