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Get Cheap Car Insurance in Newtown, CT
We monitor insurance prices, helping the average driver in Newtown save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Newtown
The chart below shows the cheapest car insurance company in Newtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Newtown Insurer | Monthly Cost |
|---|---|
| Kemper | $70 |
| State Farm | $80 |
| Safeco Insurance | $81 |
| Travelers | $81 |
Savings for Every Kind of Newtown Driver
Based on our extensive insurance data, we know the average Newtown driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $574 per year by choosing the right vehicle insurance company. Some Newtown residents are paying out over $1,960 extra every year for auto insurance in Newtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Newtown, CT Savings / Yr. |
|---|---|
$574 |
|
$796 |
|
$553 |
|
$924 |
|
$2,174 |
|
$521 |
|
$875 |
Newtown Car Insurance vs. Connecticut
People living in Newtown pay an average of 1.31% more than the typical driver in the state. The average driver in Newtown can expect to pay about $1,342 per year, or $1,960 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Newtown for most people.
Car Insurance Prices by Newtown Neighborhood
Insurance Prices
Where is insurance cheapest within Newtown?
The map shows insurance prices in and around Newtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $2,017 to a low of $1,890. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Newtown.Pick the Best Car Insurance Company for You in Newtown
The best car insurance provider for most drivers in Newtown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $574 over the average Newtown car insurance company.
The best car insurance provider for Newtown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $796 over the competition.
The best car insurance company for Newtown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $553 better than other car insurance companies.
The best auto insurance for Newtown drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Newtown
In Newtown, State Farm costs young drivers $2,174 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Newtown
State Farm gave the largest car insurance discounts to married couples, averaging $521 saved each year compared to an average Newtown couple's premiums.
The cheapest car insurance in Newtown for drivers with bad credit
The best Newtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Newtown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Newtown driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Newtown, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Newtown
What Influences the Cost of Car Insurance in Newtown?
On average, car insurance in Newtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Newtown is 38 minutes, which is a little more than average for a driver in the state.
- Connecticut state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Newtown are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Newtown is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Newtown is $112 per month for minimum coverage and $163 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sandy Hook: Insurance costs 0.61% less
- Bethel: Insurance costs 4.95% more
- Cedarhurst: Insurance costs 0.92% more
- Monroe: Insurance costs 0.10% less
- Brookfield: Insurance costs 0.51% more
- Redding: Insurance costs 1.94% less
- Danbury: Insurance costs 13.01% more
- Southbury: Insurance costs 1.84% less
- Roxbury Falls: Insurance costs 0.87% less
- Easton: Insurance costs 0.26% more
Cities with Similar Populations
- Whitefish Bay: Insurance costs 40.00% less
- Clifton: Insurance costs 34.13% less
- Clinton: Insurance costs 20.41% less
- Cloquet: Insurance costs 16.79% less
- Cloverly: Insurance costs 4.08% more
- Wood Dale: Insurance costs 16.89% less
- Comstock Park: Insurance costs 39.64% more
- Coolidge: Insurance costs 10.77% less
- Cordele: Insurance costs 12.40% less
- Corning: Insurance costs 5.41% less