Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Coolidge, AZ
We monitor insurance prices, helping the average driver in Coolidge save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Coolidge
The chart below shows the cheapest car insurance company in Coolidge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Coolidge Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| State Farm | $60 |
| Mile Auto | $76 |
| MetLife | $76 |
Savings for Every Kind of Coolidge Driver
Based on our extensive insurance data, we know the average Coolidge driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $676 per year by choosing the right vehicle insurance company. Some Coolidge residents are paying out over $1,749 extra every year for auto insurance in Coolidge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coolidge, AZ Savings / Yr. |
|---|---|
$676 |
|
$601 |
|
$365 |
|
$614 |
|
$1,948 |
|
$344 |
|
$966 |
Coolidge Car Insurance vs. Arizona
People living in Coolidge pay an average of 3.60% less than the typical driver in the state. The average driver in Coolidge can expect to pay about $922 per year, or $1,749 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Coolidge for most people.
Car Insurance Prices by Coolidge Neighborhood
Insurance Prices
Where is insurance cheapest within Coolidge?
The map shows insurance prices in and around Coolidge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $233 per year within the city boundaries, with insurance premiums ranging from a high of $1,851 to a low of $1,618. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Coolidge.Pick the Best Car Insurance Company for You in Coolidge
The best car insurance provider for most drivers in Coolidge
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $676 over the average Coolidge car insurance company.
The best car insurance provider for Coolidge drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $601 over the competition.
The best car insurance company for Coolidge drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $365 better than other car insurance companies.
The best auto insurance for Coolidge drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $614 less each year.
The least expensive car insurance company for new and young drivers in Coolidge
In Coolidge, Geico costs young drivers $1,948 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coolidge
State Farm gave the largest car insurance discounts to married couples, averaging $344 saved each year compared to an average Coolidge couple's premiums.
The cheapest car insurance in Coolidge for drivers with bad credit
The best Coolidge car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Coolidge, which was better than other insurers.
The cheapest large national provider in Coolidge
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Coolidge driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coolidge, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Coolidge
What Influences the Cost of Car Insurance in Coolidge?
On average, car insurance in Coolidge is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Coolidge is 27 minutes, which is a little less than average for a driver in the state.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coolidge are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Coolidge has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Coolidge is $77 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Blackwater: Insurance costs 0.51% more
- Adamsville: Insurance costs 2.34% more
- Valley Farms: Insurance costs 5.26% less
- Randolph: Insurance costs 3.83% less
- Eleven Mile Corner: Insurance costs 3.37% less
- La Palma: Insurance costs 4.35% less
- Florence: Insurance costs 0.23% less
- Sacaton Flats: Insurance costs 0.91% less
- Casa Grande: Insurance costs 0.57% more
- Cactus Forest: Insurance costs 7.20% less
Cities with Similar Populations
- Wynnewood: Insurance costs 15.04% less
- Bennington: Insurance costs 19.38% less
- Blountville: Insurance costs 25.27% less
- Barrington: Insurance costs 13.38% less
- Booneville: Insurance costs 5.49% less
- Wilmington Island: Insurance costs 2.86% less
- Alexander: Insurance costs 4.12% less
- Ludington: Insurance costs 54.89% more
- Murraysville: Insurance costs 31.79% less
- Lowell: Insurance costs 53.06% more