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Get Cheap Car Insurance in Walnut Creek, CA
We monitor insurance prices, helping the average driver in Walnut Creek save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Walnut Creek
The chart below shows the cheapest car insurance company in Walnut Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Walnut Creek Insurer | Monthly Cost |
|---|---|
| Metromile | $52 |
| Geico | $58 |
| Progressive | $63 |
| Travelers | $65 |
Savings for Every Kind of Walnut Creek Driver
Based on our extensive insurance data, we know the average Walnut Creek driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $659 per year by choosing the right vehicle insurance company. Some Walnut Creek residents are paying out over $2,062 extra every year for auto insurance in Walnut Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Walnut Creek, CA Savings / Yr. |
|---|---|
$659 |
|
$1,207 |
|
$955 |
|
$1,678 |
|
$861 |
|
$374 |
|
$0 |
Walnut Creek Car Insurance vs. California
People living in Walnut Creek pay an average of 2.68% more than the typical driver in the state. The average driver in Walnut Creek can expect to pay about $965 per year, or $2,062 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Walnut Creek for most people.
Car Insurance Prices by Walnut Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Walnut Creek?
The map shows insurance prices in and around Walnut Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $545 per year within the city boundaries, with insurance premiums ranging from a high of $2,422 to a low of $1,877. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Walnut Creek.Pick the Best Car Insurance Company for You in Walnut Creek
The best car insurance provider for most drivers in Walnut Creek
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $659 over the average Walnut Creek car insurance company.
The best car insurance provider for Walnut Creek drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,207 over the competition.
The best car insurance company for Walnut Creek drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $955 better than other car insurance companies.
The best auto insurance for Walnut Creek drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,678 less each year.
The least expensive car insurance company for new and young drivers in Walnut Creek
In Walnut Creek, State Farm costs young drivers $861 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Walnut Creek
Progressive gave the largest car insurance discounts to married couples, averaging $374 saved each year compared to an average Walnut Creek couple's premiums.
The cheapest car insurance in Walnut Creek for drivers with bad credit
The best Walnut Creek car insurance company for customer service
Nationwide was the best company for customer service in Walnut Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Walnut Creek
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Walnut Creek driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Walnut Creek, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Walnut Creek
What Influences the Cost of Car Insurance in Walnut Creek?
On average, car insurance in Walnut Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Walnut Creek is 46 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Walnut Creek are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Walnut Creek is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Walnut Creek is $80 per month for minimum coverage and $172 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Castle Hill: Insurance costs 5.04% less
- Lafayette: Insurance costs 3.01% less
- Pleasant Hill: Insurance costs 0.44% less
- Reliez Valley: Insurance costs 6.79% less
- Alamo: Insurance costs 3.25% less
- Concord: Insurance costs 2.33% more
- Moraga: Insurance costs 4.12% less
- Diablo: Insurance costs 2.81% less
- Martinez: Insurance costs 1.75% less
- Orinda: Insurance costs 3.25% less
Cities with Similar Populations
- Waterbury: Insurance costs 12.32% more
- Warm Springs: Insurance costs 16.25% less
- Waverly Gables: Insurance costs 45.54% less
- Waverly: Insurance costs 21.58% less
- Wampum: Insurance costs 33.03% less
- Wassaic: Insurance costs 14.74% more
- Warne: Insurance costs 42.73% less
- Waterloo: Insurance costs 38.70% less
- Waterloo: Insurance costs 20.27% less
- Warman: Insurance costs 19.59% less