Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Bloomfield Hills, MI
We monitor insurance prices, helping the average driver in Bloomfield Hills save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Bloomfield Hills
The chart below shows the cheapest car insurance company in Bloomfield Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Bloomfield Hills Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $115 |
| Progressive | $131 |
| State Farm | $132 |
| Safeco Insurance | $140 |
Savings for Every Kind of Bloomfield Hills Driver
Based on our extensive insurance data, we know the average Bloomfield Hills driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,244 per year by choosing the right vehicle insurance company. Some Bloomfield Hills residents are paying out over $3,097 extra every year for auto insurance in Bloomfield Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bloomfield Hills, MI Savings / Yr. |
|---|---|
$1,244 |
|
$2,032 |
|
$1,798 |
|
$2,732 |
|
$3,224 |
|
$0 |
|
$0 |
Bloomfield Hills Car Insurance vs. Michigan
People living in Bloomfield Hills pay an average of 6.81% more than the typical driver in the state. The average driver in Bloomfield Hills can expect to pay about $2,352 per year, or $3,097 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Bloomfield Hills for most people.
Car Insurance Prices by Bloomfield Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Bloomfield Hills?
The map shows insurance prices in and around Bloomfield Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $738 per year within the city boundaries, with insurance premiums ranging from a high of $3,579 to a low of $2,841. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Bloomfield Hills.Pick the Best Car Insurance Company for You in Bloomfield Hills
The best car insurance provider for most drivers in Bloomfield Hills
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,244 over the average Bloomfield Hills car insurance company.
The best car insurance provider for Bloomfield Hills drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,032 over the competition.
The best car insurance company for Bloomfield Hills drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,798 better than other car insurance companies.
The best auto insurance for Bloomfield Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,732 less each year.
The least expensive car insurance company for new and young drivers in Bloomfield Hills
In Bloomfield Hills, Geico costs young drivers $3,224 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bloomfield Hills
The cheapest car insurance in Bloomfield Hills for drivers with bad credit
The best Bloomfield Hills car insurance company for customer service
Nationwide was the best company for customer service in Bloomfield Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bloomfield Hills, which was better than other insurers.
The cheapest large national provider in Bloomfield Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bloomfield Hills driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bloomfield Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Bloomfield Hills
What Influences the Cost of Car Insurance in Bloomfield Hills?
On average, car insurance in Bloomfield Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bloomfield Hills is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Bloomfield Hills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bloomfield Hills is $196 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Birmingham: Insurance costs 3.04% less
- Beverly Hills: Insurance costs 1.42% less
- Bingham Farms: Insurance costs 0.94% more
- Sylvan Lake: Insurance costs 1.36% more
- Franklin: Insurance costs 1.55% less
- Keego Harbor: Insurance costs 0.39% less
- Pontiac: Insurance costs 12.43% more
- Orchard Lake Village: Insurance costs 7.46% more
- West Bloomfield: Insurance costs 3.45% more
- Lathrup Village: Insurance costs 14.76% more
Cities with Similar Populations
- Yorktown: Insurance costs 61.90% less
- Matthews: Insurance costs 57.22% less
- Irondequoit: Insurance costs 26.22% less
- Opa-Locka: Insurance costs 13.27% more
- Grapevine: Insurance costs 43.62% less
- Poway: Insurance costs 36.87% less
- Florence: Insurance costs 33.23% less
- Quincy: Insurance costs 53.60% less
- East Lansing: Insurance costs 6.52% less
- Sherman Oaks: Insurance costs 17.24% less