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Get Cheap Car Insurance in Yorktown, VA
We monitor insurance prices, helping the average driver in Yorktown save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Yorktown
The chart below shows the cheapest car insurance company in Yorktown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Yorktown Insurer | Monthly Cost |
|---|---|
| Metromile | $42 |
| Geico | $48 |
| Farm Bureau | $51 |
| Safeco Insurance | $54 |
Savings for Every Kind of Yorktown Driver
Based on our extensive insurance data, we know the average Yorktown driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $445 per year by choosing the right vehicle insurance company. Some Yorktown residents are paying out over $1,180 extra every year for auto insurance in Yorktown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Yorktown, VA Savings / Yr. |
|---|---|
$445 |
|
$760 |
|
$650 |
|
$635 |
|
$1,039 |
|
$238 |
|
$428 |
Yorktown Car Insurance vs. Virginia
People living in Yorktown pay an average of 2.87% less than the typical driver in the state. The average driver in Yorktown can expect to pay about $817 per year, or $1,180 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Yorktown for most people.
Car Insurance Prices by Yorktown Neighborhood
Insurance Prices
Where is insurance cheapest within Yorktown?
The map shows insurance prices in and around Yorktown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the city boundaries, with insurance premiums ranging from a high of $1,272 to a low of $1,070. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Yorktown.Pick the Best Car Insurance Company for You in Yorktown
The best car insurance provider for most drivers in Yorktown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $445 over the average Yorktown car insurance company.
The best car insurance provider for Yorktown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $760 over the competition.
The best car insurance company for Yorktown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $650 better than other car insurance companies.
The best auto insurance for Yorktown drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $635 less each year.
The least expensive car insurance company for new and young drivers in Yorktown
In Yorktown, Erie Insurance costs young drivers $1,039 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Yorktown
Farm Bureau gave the largest car insurance discounts to married couples, averaging $238 saved each year compared to an average Yorktown couple's premiums.
The cheapest car insurance in Yorktown for drivers with bad credit
The best Yorktown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Yorktown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Yorktown driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Yorktown, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Yorktown
What Influences the Cost of Car Insurance in Yorktown?
On average, car insurance in Yorktown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Yorktown is 28 minutes, which is far less than average for a driver in the state.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Yorktown are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Yorktown has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Yorktown is $68 per month for minimum coverage and $98 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Seaford: Insurance costs 2.29% less
- Poquoson: Insurance costs the same
- Newport News: Insurance costs 8.22% more
- Fort Eustis: Insurance costs 7.37% more
- Hampton: Insurance costs 7.97% more
- Lackey: Insurance costs 0.17% more
- Gloucester Point: Insurance costs 2.54% less
- Fort Monroe: Insurance costs 5.51% more
- Queens Lake: Insurance costs 0.17% more
- Lawson: Insurance costs 3.31% more
Cities with Similar Populations
- Bel Air South: Insurance costs 57.80% more
- Bloomfield Hills: Insurance costs 162.46% more
- Cerritos: Insurance costs 91.02% more
- Country Club: Insurance costs 189.92% more
- Tuckahoe: Insurance costs 1.69% more
- Draper: Insurance costs 24.15% more
- Florin: Insurance costs 93.22% more
- Quincy: Insurance costs 21.78% more
- New Castle: Insurance costs 17.03% more
- Princeton: Insurance costs 187.54% more