Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Lathrup Village, MI
We monitor insurance prices, helping the average driver in Lathrup Village save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Lathrup Village
The chart below shows the cheapest car insurance company in Lathrup Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Lathrup Village Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $132 |
| Progressive | $150 |
| State Farm | $152 |
| Safeco Insurance | $160 |
Savings for Every Kind of Lathrup Village Driver
Based on our extensive insurance data, we know the average Lathrup Village driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,428 per year by choosing the right vehicle insurance company. Some Lathrup Village residents are paying out over $3,554 extra every year for auto insurance in Lathrup Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lathrup Village, MI Savings / Yr. |
|---|---|
$1,428 |
|
$2,331 |
|
$2,063 |
|
$3,136 |
|
$3,699 |
|
$0 |
|
$0 |
Lathrup Village Car Insurance vs. Michigan
People living in Lathrup Village pay an average of 22.58% more than the typical driver in the state. The average driver in Lathrup Village can expect to pay about $2,699 per year, or $3,554 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lathrup Village for most people.
Car Insurance Prices by Lathrup Village Neighborhood
Insurance Prices
Where is insurance cheapest within Lathrup Village?
The map shows insurance prices in and around Lathrup Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $406 per year within the city boundaries, with insurance premiums ranging from a high of $3,753 to a low of $3,347. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the West parts of Lathrup Village.Pick the Best Car Insurance Company for You in Lathrup Village
The best car insurance provider for most drivers in Lathrup Village
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,428 over the average Lathrup Village car insurance company.
The best car insurance provider for Lathrup Village drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,331 over the competition.
The best car insurance company for Lathrup Village drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,063 better than other car insurance companies.
The best auto insurance for Lathrup Village drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,136 less each year.
The least expensive car insurance company for new and young drivers in Lathrup Village
In Lathrup Village, Geico costs young drivers $3,699 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lathrup Village
The cheapest car insurance in Lathrup Village for drivers with bad credit
The best Lathrup Village car insurance company for customer service
Nationwide was the best company for customer service in Lathrup Village according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lathrup Village, which was better than other insurers.
The cheapest large national provider in Lathrup Village
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lathrup Village driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lathrup Village, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lathrup Village
What Influences the Cost of Car Insurance in Lathrup Village?
On average, car insurance in Lathrup Village is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lathrup Village is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lathrup Village is $225 per month for minimum coverage and $296 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Southfield: Insurance costs 1.91% more
- Berkley: Insurance costs 15.95% less
- Beverly Hills: Insurance costs 14.10% less
- Oak Park: Insurance costs 0.23% more
- Huntington Woods: Insurance costs 16.54% less
- Bingham Farms: Insurance costs 12.04% less
- Birmingham: Insurance costs 15.50% less
- Royal Oak: Insurance costs 14.91% less
- Franklin: Insurance costs 14.21% less
- Pleasant Ridge: Insurance costs 14.77% less
Cities with Similar Populations
- South Bay: Insurance costs 21.41% less
- San Miguel: Insurance costs 45.81% less
- Surf City: Insurance costs 66.32% less
- Satsuma: Insurance costs 30.25% less
- Sauk City: Insurance costs 68.82% less
- Telford: Insurance costs 62.97% less
- Saxonburg: Insurance costs 61.09% less
- Scandia: Insurance costs 52.53% less
- Schriever: Insurance costs 15.36% less
- Schulenburg: Insurance costs 54.14% less