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Get Cheap Car Insurance in Huntington Woods, MI
We monitor insurance prices, helping the average driver in Huntington Woods save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Huntington Woods
The chart below shows the cheapest car insurance company in Huntington Woods for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Huntington Woods Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $110 |
| Progressive | $126 |
| State Farm | $127 |
| Safeco Insurance | $134 |
Savings for Every Kind of Huntington Woods Driver
Based on our extensive insurance data, we know the average Huntington Woods driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,192 per year by choosing the right vehicle insurance company. Some Huntington Woods residents are paying out over $2,966 extra every year for auto insurance in Huntington Woods. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Huntington Woods, MI Savings / Yr. |
|---|---|
$1,192 |
|
$1,946 |
|
$1,722 |
|
$2,617 |
|
$3,087 |
|
$0 |
|
$0 |
Huntington Woods Car Insurance vs. Michigan
People living in Huntington Woods pay an average of 2.29% more than the typical driver in the state. The average driver in Huntington Woods can expect to pay about $2,253 per year, or $2,966 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Huntington Woods for most people.
Car Insurance Prices by Huntington Woods Neighborhood
Insurance Prices
Where is insurance cheapest within Huntington Woods?
The map shows insurance prices in and around Huntington Woods, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the city boundaries, with insurance premiums ranging from a high of $3,072 to a low of $2,927. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of Huntington Woods.Pick the Best Car Insurance Company for You in Huntington Woods
The best car insurance provider for most drivers in Huntington Woods
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,192 over the average Huntington Woods car insurance company.
The best car insurance provider for Huntington Woods drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,946 over the competition.
The best car insurance company for Huntington Woods drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,722 better than other car insurance companies.
The best auto insurance for Huntington Woods drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,617 less each year.
The least expensive car insurance company for new and young drivers in Huntington Woods
In Huntington Woods, Geico costs young drivers $3,087 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Huntington Woods
The cheapest car insurance in Huntington Woods for drivers with bad credit
The best Huntington Woods car insurance company for customer service
Nationwide was the best company for customer service in Huntington Woods according to the NAIC.
Recent price drops
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The cheapest large national provider in Huntington Woods
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Huntington Woods driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Huntington Woods, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Huntington Woods
What Influences the Cost of Car Insurance in Huntington Woods?
On average, car insurance in Huntington Woods is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Huntington Woods is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Huntington Woods is $188 per month for minimum coverage and $247 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oak Park: Insurance costs 20.09% more
- Berkley: Insurance costs 0.71% more
- Pleasant Ridge: Insurance costs 2.12% more
- Royal Oak: Insurance costs 1.96% more
- Ferndale: Insurance costs 9.95% more
- Lathrup Village: Insurance costs 19.82% more
- Madison Heights: Insurance costs 7.42% more
- Clawson: Insurance costs 0.67% more
- Hazel Park: Insurance costs 10.08% more
- Southfield: Insurance costs 22.12% more
Cities with Similar Populations
- Felton: Insurance costs 35.10% less
- Erwin: Insurance costs 56.74% less
- Estill Springs: Insurance costs 55.46% less
- Everson: Insurance costs 54.45% less
- Fair Plain: Insurance costs 2.80% more
- Fairmont: Insurance costs 53.41% less
- Fairmount: Insurance costs 34.15% less
- Farmington: Insurance costs 67.80% less
- Fayette: Insurance costs 47.51% less
- Erath: Insurance costs 0.57% more