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Get Cheap Car Insurance in Hazel Park, MI
We monitor insurance prices, helping the average driver in Hazel Park save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Hazel Park
The chart below shows the cheapest car insurance company in Hazel Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Hazel Park Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $121 |
| Progressive | $138 |
| State Farm | $139 |
| Safeco Insurance | $147 |
Savings for Every Kind of Hazel Park Driver
Based on our extensive insurance data, we know the average Hazel Park driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,312 per year by choosing the right vehicle insurance company. Some Hazel Park residents are paying out over $3,265 extra every year for auto insurance in Hazel Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hazel Park, MI Savings / Yr. |
|---|---|
$1,312 |
|
$2,142 |
|
$1,895 |
|
$2,881 |
|
$3,399 |
|
$0 |
|
$0 |
Hazel Park Car Insurance vs. Michigan
People living in Hazel Park pay an average of 12.62% more than the typical driver in the state. The average driver in Hazel Park can expect to pay about $2,480 per year, or $3,265 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Hazel Park for most people.
Car Insurance Prices by Hazel Park Neighborhood
Insurance Prices
Where is insurance cheapest within Hazel Park?
The map shows insurance prices in and around Hazel Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $795 per year within the city boundaries, with insurance premiums ranging from a high of $3,885 to a low of $3,090. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Hazel Park.Pick the Best Car Insurance Company for You in Hazel Park
The best car insurance provider for most drivers in Hazel Park
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,312 over the average Hazel Park car insurance company.
The best car insurance provider for Hazel Park drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,142 over the competition.
The best car insurance company for Hazel Park drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,895 better than other car insurance companies.
The best auto insurance for Hazel Park drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,881 less each year.
The least expensive car insurance company for new and young drivers in Hazel Park
In Hazel Park, Geico costs young drivers $3,399 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hazel Park
The cheapest car insurance in Hazel Park for drivers with bad credit
The best Hazel Park car insurance company for customer service
Nationwide was the best company for customer service in Hazel Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Hazel Park
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hazel Park driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hazel Park, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hazel Park
What Influences the Cost of Car Insurance in Hazel Park?
On average, car insurance in Hazel Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Hazel Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hazel Park is $207 per month for minimum coverage and $272 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ferndale: Insurance costs 0.12% less
- Pleasant Ridge: Insurance costs 7.23% less
- Highland Park: Insurance costs 23.19% more
- Madison Heights: Insurance costs 2.42% less
- Warren: Insurance costs 5.64% more
- Center Line: Insurance costs 2.11% more
- Huntington Woods: Insurance costs 9.16% less
- Royal Oak: Insurance costs 7.38% less
- Oak Park: Insurance costs 9.10% more
- Hamtramck: Insurance costs 20.86% more
Cities with Similar Populations
- Maiden: Insurance costs 62.60% less
- Raynham: Insurance costs 49.95% less
- Minooka: Insurance costs 55.99% less
- Milford: Insurance costs 56.32% less
- Milford: Insurance costs 62.91% less
- Mccalla: Insurance costs 51.94% less
- Marumsco: Insurance costs 57.83% less
- Martin: Insurance costs 59.11% less
- Marshall: Insurance costs 52.96% less
- Marinette: Insurance costs 66.31% less