Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Warren, MI
We monitor insurance prices, helping the average driver in Warren save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Warren
The chart below shows the cheapest car insurance company in Warren for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Warren Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $128 |
| Progressive | $146 |
| State Farm | $147 |
| Safeco Insurance | $155 |
Savings for Every Kind of Warren Driver
Based on our extensive insurance data, we know the average Warren driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,386 per year by choosing the right vehicle insurance company. Some Warren residents are paying out over $3,449 extra every year for auto insurance in Warren. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Warren, MI Savings / Yr. |
|---|---|
$1,386 |
|
$2,263 |
|
$2,002 |
|
$3,044 |
|
$3,591 |
|
$0 |
|
$0 |
Warren Car Insurance vs. Michigan
People living in Warren pay an average of 18.98% more than the typical driver in the state. The average driver in Warren can expect to pay about $2,620 per year, or $3,449 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Warren for most people.
Car Insurance Prices by Warren Neighborhood
Insurance Prices
Where is insurance cheapest within Warren?
The map shows insurance prices in and around Warren, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,064 per year within the city boundaries, with insurance premiums ranging from a high of $4,017 to a low of $2,953. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Warren.Pick the Best Car Insurance Company for You in Warren
The best car insurance provider for most drivers in Warren
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,386 over the average Warren car insurance company.
The best car insurance provider for Warren drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,263 over the competition.
The best car insurance company for Warren drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,002 better than other car insurance companies.
The best auto insurance for Warren drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,044 less each year.
The least expensive car insurance company for new and young drivers in Warren
In Warren, Geico costs young drivers $3,591 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Warren
The cheapest car insurance in Warren for drivers with bad credit
The best Warren car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Warren, which was better than other insurers.
The cheapest large national provider in Warren
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Warren driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Warren, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Warren
What Influences the Cost of Car Insurance in Warren?
On average, car insurance in Warren is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Warren is 30 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Warren is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Warren is $218 per month for minimum coverage and $287 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Center Line: Insurance costs 3.33% less
- Madison Heights: Insurance costs 7.63% less
- Hazel Park: Insurance costs 5.33% less
- Eastpointe: Insurance costs 8.44% more
- Roseville: Insurance costs 2.64% less
- Fraser: Insurance costs 8.23% less
- Ferndale: Insurance costs 5.45% less
- Pleasant Ridge: Insurance costs 12.18% less
- Highland Park: Insurance costs 16.61% more
- Hamtramck: Insurance costs 14.41% more
Cities with Similar Populations
- Wallingford: Insurance costs 65.93% less
- Waukegan: Insurance costs 44.91% less
- Waukesha: Insurance costs 67.27% less
- Wataga: Insurance costs 59.12% less
- Waldron: Insurance costs 65.93% less
- Watauga: Insurance costs 62.08% less
- Washburn: Insurance costs 74.05% less
- Waumandee: Insurance costs 67.50% less
- Wake Forest: Insurance costs 62.77% less
- Waco: Insurance costs 60.25% less