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Get Cheap Car Insurance in Eastpointe, MI
We monitor insurance prices, helping the average driver in Eastpointe save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Eastpointe
The chart below shows the cheapest car insurance company in Eastpointe for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Eastpointe Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $139 |
| Progressive | $158 |
| State Farm | $160 |
| Safeco Insurance | $169 |
Savings for Every Kind of Eastpointe Driver
Based on our extensive insurance data, we know the average Eastpointe driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,503 per year by choosing the right vehicle insurance company. Some Eastpointe residents are paying out over $3,740 extra every year for auto insurance in Eastpointe. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Eastpointe, MI Savings / Yr. |
|---|---|
$1,503 |
|
$2,454 |
|
$2,171 |
|
$3,300 |
|
$3,894 |
|
$0 |
|
$0 |
Eastpointe Car Insurance vs. Michigan
People living in Eastpointe pay an average of 29.02% more than the typical driver in the state. The average driver in Eastpointe can expect to pay about $2,841 per year, or $3,740 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Eastpointe for most people.
Car Insurance Prices by Eastpointe Neighborhood
Insurance Prices
Where is insurance cheapest within Eastpointe?
The map shows insurance prices in and around Eastpointe, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,039 per year within the city boundaries, with insurance premiums ranging from a high of $4,193 to a low of $3,154. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Eastpointe.Pick the Best Car Insurance Company for You in Eastpointe
The best car insurance provider for most drivers in Eastpointe
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,503 over the average Eastpointe car insurance company.
The best car insurance provider for Eastpointe drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,454 over the competition.
The best car insurance company for Eastpointe drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $2,171 better than other car insurance companies.
The best auto insurance for Eastpointe drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $3,300 less each year.
The least expensive car insurance company for new and young drivers in Eastpointe
In Eastpointe, Geico costs young drivers $3,894 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Eastpointe
The cheapest car insurance in Eastpointe for drivers with bad credit
The best Eastpointe car insurance company for customer service
Nationwide was the best company for customer service in Eastpointe according to the NAIC.
Recent price drops
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The cheapest large national provider in Eastpointe
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Eastpointe driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Eastpointe, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Eastpointe
What Influences the Cost of Car Insurance in Eastpointe?
On average, car insurance in Eastpointe is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Eastpointe is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Eastpointe is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Eastpointe is $237 per month for minimum coverage and $312 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Harper Woods: Insurance costs 2.03% more
- Roseville: Insurance costs 10.21% less
- Grosse Pointe Woods: Insurance costs 17.09% less
- St. Clair Shores: Insurance costs 16.44% less
- Village of Grosse Pointe Shores: Insurance costs 17.33% less
- Center Line: Insurance costs 10.86% less
- Warren: Insurance costs 7.78% less
- Grosse Pointe Farms: Insurance costs 16.55% less
- Grosse Pointe: Insurance costs 9.97% less
- Fraser: Insurance costs 15.37% less
Cities with Similar Populations
- Mundelein: Insurance costs 57.57% less
- SeaTac: Insurance costs 53.45% less
- San Luis: Insurance costs 53.37% less
- Prior Lake: Insurance costs 56.66% less
- Pasadena: Insurance costs 51.15% less
- Pace: Insurance costs 35.24% less
- Oxford: Insurance costs 55.13% less
- Ossining: Insurance costs 22.86% less
- Orange: Insurance costs 33.37% less
- Ooltewah: Insurance costs 63.02% less