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Get Cheap Car Insurance in Village of Grosse Pointe Shores, MI
We monitor insurance prices, helping the average driver in Village of Grosse Pointe Shores save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Village of Grosse Pointe Shores
The chart below shows the cheapest car insurance company in Village of Grosse Pointe Shores for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Village of Grosse Pointe Shores Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $115 |
| Progressive | $131 |
| State Farm | $132 |
| Safeco Insurance | $139 |
Savings for Every Kind of Village of Grosse Pointe Shores Driver
Based on our extensive insurance data, we know the average Village of Grosse Pointe Shores driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,243 per year by choosing the right vehicle insurance company. Some Village of Grosse Pointe Shores residents are paying out over $3,092 extra every year for auto insurance in Village of Grosse Pointe Shores. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Village of Grosse Pointe Shores, MI Savings / Yr. |
|---|---|
$1,243 |
|
$2,029 |
|
$1,795 |
|
$2,729 |
|
$3,219 |
|
$0 |
|
$0 |
Village of Grosse Pointe Shores Car Insurance vs. Michigan
People living in Village of Grosse Pointe Shores pay an average of 6.67% more than the typical driver in the state. The average driver in Village of Grosse Pointe Shores can expect to pay about $2,349 per year, or $3,092 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Village of Grosse Pointe Shores for most people.
Car Insurance Prices by Village of Grosse Pointe Shores Neighborhood
Insurance Prices
Where is insurance cheapest within Village of Grosse Pointe Shores?
The map shows insurance prices in and around Village of Grosse Pointe Shores, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $250 per year within the city boundaries, with insurance premiums ranging from a high of $3,229 to a low of $2,979. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the North parts of Village of Grosse Pointe Shores.Pick the Best Car Insurance Company for You in Village of Grosse Pointe Shores
The best car insurance provider for most drivers in Village of Grosse Pointe Shores
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,243 over the average Village of Grosse Pointe Shores car insurance company.
The best car insurance provider for Village of Grosse Pointe Shores drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,029 over the competition.
The best car insurance company for Village of Grosse Pointe Shores drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,795 better than other car insurance companies.
The best auto insurance for Village of Grosse Pointe Shores drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,729 less each year.
The least expensive car insurance company for new and young drivers in Village of Grosse Pointe Shores
In Village of Grosse Pointe Shores, Geico costs young drivers $3,219 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Village of Grosse Pointe Shores
The cheapest car insurance in Village of Grosse Pointe Shores for drivers with bad credit
The best Village of Grosse Pointe Shores car insurance company for customer service
Nationwide was the best company for customer service in Village of Grosse Pointe Shores according to the NAIC.
Recent price drops
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The cheapest large national provider in Village of Grosse Pointe Shores
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Village of Grosse Pointe Shores driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Village of Grosse Pointe Shores, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Village of Grosse Pointe Shores
What Influences the Cost of Car Insurance in Village of Grosse Pointe Shores?
On average, car insurance in Village of Grosse Pointe Shores is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Village of Grosse Pointe Shores is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Village of Grosse Pointe Shores is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Village of Grosse Pointe Shores is $196 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grosse Pointe Woods: Insurance costs 0.29% more
- Harper Woods: Insurance costs 23.42% more
- Grosse Pointe Farms: Insurance costs 0.94% more
- Grosse Pointe: Insurance costs 8.89% more
- St. Clair Shores: Insurance costs 1.07% more
- Eastpointe: Insurance costs 20.96% more
- Grosse Pointe Park: Insurance costs 3.10% more
- Roseville: Insurance costs 8.60% more
- Fraser: Insurance costs 2.36% more
- Center Line: Insurance costs 7.83% more
Cities with Similar Populations
- Arcade: Insurance costs 29.75% less
- Oakland City: Insurance costs 61.13% less
- Naples: Insurance costs 68.73% less
- Sale Creek: Insurance costs 56.37% less
- Mayville: Insurance costs 4.50% less
- St. George: Insurance costs 52.36% less
- Laurel Lake: Insurance costs 42.53% less
- Trempealeau: Insurance costs 63.39% less
- Lake Katrine: Insurance costs 27.30% less
- Laguna Vista: Insurance costs 43.73% less