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Get Cheap Car Insurance in Roseville, MI
We monitor insurance prices, helping the average driver in Roseville save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Roseville
The chart below shows the cheapest car insurance company in Roseville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Roseville Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $124 |
| Progressive | $142 |
| State Farm | $143 |
| Safeco Insurance | $151 |
Savings for Every Kind of Roseville Driver
Based on our extensive insurance data, we know the average Roseville driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,349 per year by choosing the right vehicle insurance company. Some Roseville residents are paying out over $3,358 extra every year for auto insurance in Roseville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Roseville, MI Savings / Yr. |
|---|---|
$1,349 |
|
$2,203 |
|
$1,949 |
|
$2,963 |
|
$3,496 |
|
$0 |
|
$0 |
Roseville Car Insurance vs. Michigan
People living in Roseville pay an average of 15.82% more than the typical driver in the state. The average driver in Roseville can expect to pay about $2,550 per year, or $3,358 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Roseville for most people.
Car Insurance Prices by Roseville Neighborhood
Insurance Prices
Where is insurance cheapest within Roseville?
The map shows insurance prices in and around Roseville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $884 per year within the city boundaries, with insurance premiums ranging from a high of $3,859 to a low of $2,975. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Roseville.Pick the Best Car Insurance Company for You in Roseville
The best car insurance provider for most drivers in Roseville
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,349 over the average Roseville car insurance company.
The best car insurance provider for Roseville drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,203 over the competition.
The best car insurance company for Roseville drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,949 better than other car insurance companies.
The best auto insurance for Roseville drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,963 less each year.
The least expensive car insurance company for new and young drivers in Roseville
In Roseville, Geico costs young drivers $3,496 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Roseville
The cheapest car insurance in Roseville for drivers with bad credit
The best Roseville car insurance company for customer service
Recent price drops
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The cheapest large national provider in Roseville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roseville driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roseville, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Roseville
What Influences the Cost of Car Insurance in Roseville?
On average, car insurance in Roseville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Roseville is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Roseville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Roseville is $213 per month for minimum coverage and $280 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- St. Clair Shores: Insurance costs 6.94% less
- Fraser: Insurance costs 5.75% less
- Eastpointe: Insurance costs 11.38% more
- Harper Woods: Insurance costs 13.64% more
- Center Line: Insurance costs 0.71% less
- Warren: Insurance costs 2.71% more
- Grosse Pointe Woods: Insurance costs 7.65% less
- Village of Grosse Pointe Shores: Insurance costs 7.92% less
- Clinton Township: Insurance costs 3.90% less
- Sterling Heights: Insurance costs 5.24% less
Cities with Similar Populations
- Prescott Valley: Insurance costs 48.45% less
- Lake Mary: Insurance costs 24.21% less
- Lake Stevens: Insurance costs 53.90% less
- Alvin: Insurance costs 48.75% less
- Lompoc: Insurance costs 37.08% less
- Los Banos: Insurance costs 38.33% less
- Madison: Insurance costs 48.81% less
- Middletown: Insurance costs 41.24% less
- Middletown: Insurance costs 24.03% less
- Milton: Insurance costs 29.12% less