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Get Cheap Car Insurance in Lake Mary, FL
We monitor insurance prices, helping the average driver in Lake Mary save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lake Mary
The chart below shows the cheapest car insurance company in Lake Mary for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lake Mary Insurer | Monthly Cost |
|---|---|
| Geico | $121 |
| State Farm | $129 |
| Gainsco | $168 |
| Bristol West | $168 |
Savings for Every Kind of Lake Mary Driver
Based on our extensive insurance data, we know the average Lake Mary driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Lake Mary residents are paying out over $2,545 extra every year for auto insurance in Lake Mary. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Mary, FL Savings / Yr. |
|---|---|
$745 |
|
$1,093 |
|
$841 |
|
$832 |
|
$2,644 |
|
$722 |
|
$1,053 |
Lake Mary Car Insurance vs. Florida
People living in Lake Mary pay an average of 3.67% less than the typical driver in the state. The average driver in Lake Mary can expect to pay about $2,323 per year, or $2,545 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lake Mary for most people.
Car Insurance Prices by Lake Mary Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Mary?
The map shows insurance prices in and around Lake Mary, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $280 per year within the city boundaries, with insurance premiums ranging from a high of $2,702 to a low of $2,422. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Lake Mary.Pick the Best Car Insurance Company for You in Lake Mary
The best car insurance provider for most drivers in Lake Mary
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $745 over the average Lake Mary car insurance company.
The best car insurance provider for Lake Mary drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,093 over the competition.
The best car insurance company for Lake Mary drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $841 better than other car insurance companies.
The best auto insurance for Lake Mary drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $832 less each year.
The least expensive car insurance company for new and young drivers in Lake Mary
In Lake Mary, Geico costs young drivers $2,644 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Mary
Geico gave the largest car insurance discounts to married couples, averaging $722 saved each year compared to an average Lake Mary couple's premiums.
The cheapest car insurance in Lake Mary for drivers with bad credit
The best Lake Mary car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lake Mary
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lake Mary driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Mary, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake Mary
What Influences the Cost of Car Insurance in Lake Mary?
On average, car insurance in Lake Mary is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Mary is 31 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Mary are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Lake Mary is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Mary is $194 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Longwood: Insurance costs 0.75% less
- Sanford: Insurance costs 4.01% more
- Wekiwa Springs: Insurance costs 1.77% less
- Winter Springs: Insurance costs 0.75% more
- Altamonte Springs: Insurance costs 4.20% more
- Casselberry: Insurance costs 0.55% more
- Maitland: Insurance costs 1.06% more
- Forest City: Insurance costs 0.31% more
- DeBary: Insurance costs 1.85% less
- Eatonville: Insurance costs 15.01% more
Cities with Similar Populations
- Arlington: Insurance costs 33.28% less
- Strongsville: Insurance costs 56.23% less
- Del Rio: Insurance costs 31.20% less
- Coral Gables: Insurance costs 26.44% more
- Clarkston: Insurance costs 16.86% more
- Cape Girardeau: Insurance costs 29.74% less
- Brunswick: Insurance costs 34.11% less
- Brighton: Insurance costs 14.03% more
- Beloit: Insurance costs 53.48% less
- Attleboro: Insurance costs 37.37% less