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Get Cheap Car Insurance in Altamonte Springs, FL
We monitor insurance prices, helping the average driver in Altamonte Springs save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Altamonte Springs
The chart below shows the cheapest car insurance company in Altamonte Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Altamonte Springs Insurer | Monthly Cost |
|---|---|
| Geico | $127 |
| State Farm | $134 |
| Gainsco | $175 |
| Bristol West | $175 |
Savings for Every Kind of Altamonte Springs Driver
Based on our extensive insurance data, we know the average Altamonte Springs driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $776 per year by choosing the right vehicle insurance company. Some Altamonte Springs residents are paying out over $2,652 extra every year for auto insurance in Altamonte Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Altamonte Springs, FL Savings / Yr. |
|---|---|
$776 |
|
$1,139 |
|
$876 |
|
$867 |
|
$2,756 |
|
$753 |
|
$1,097 |
Altamonte Springs Car Insurance vs. Florida
People living in Altamonte Springs pay an average of 0.39% more than the typical driver in the state. The average driver in Altamonte Springs can expect to pay about $2,421 per year, or $2,652 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Altamonte Springs for most people.
Car Insurance Prices by Altamonte Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Altamonte Springs?
The map shows insurance prices in and around Altamonte Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $634 per year within the city boundaries, with insurance premiums ranging from a high of $3,027 to a low of $2,393. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Altamonte Springs.Pick the Best Car Insurance Company for You in Altamonte Springs
The best car insurance provider for most drivers in Altamonte Springs
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $776 over the average Altamonte Springs car insurance company.
The best car insurance provider for Altamonte Springs drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,139 over the competition.
The best car insurance company for Altamonte Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $876 better than other car insurance companies.
The best auto insurance for Altamonte Springs drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $867 less each year.
The least expensive car insurance company for new and young drivers in Altamonte Springs
In Altamonte Springs, Geico costs young drivers $2,756 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Altamonte Springs
Geico gave the largest car insurance discounts to married couples, averaging $753 saved each year compared to an average Altamonte Springs couple's premiums.
The cheapest car insurance in Altamonte Springs for drivers with bad credit
The best Altamonte Springs car insurance company for customer service
Allstate was the best company for customer service in Altamonte Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Altamonte Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Altamonte Springs driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Altamonte Springs, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Altamonte Springs
What Influences the Cost of Car Insurance in Altamonte Springs?
On average, car insurance in Altamonte Springs is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Altamonte Springs are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Altamonte Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Altamonte Springs is $202 per month for minimum coverage and $221 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Maitland: Insurance costs 3.02% less
- Wekiwa Springs: Insurance costs 5.73% less
- Forest City: Insurance costs 3.73% less
- Eatonville: Insurance costs 10.37% more
- Lockhart: Insurance costs 6.07% more
- Longwood: Insurance costs 4.75% less
- Casselberry: Insurance costs 3.51% less
- Winter Park: Insurance costs 2.75% less
- South Apopka: Insurance costs 2.98% more
- Pine Hills: Insurance costs 18.85% more
Cities with Similar Populations
- Novato: Insurance costs 23.49% less
- Titusville: Insurance costs 6.45% less
- Newport Beach: Insurance costs 22.13% less
- Danville: Insurance costs 25.75% less
- Davenport: Insurance costs 5.51% less
- Huntsville: Insurance costs 34.39% less
- Ormond Beach: Insurance costs 9.73% less
- Goleta: Insurance costs 23.00% less
- Howell: Insurance costs 8.03% more
- Rosemead: Insurance costs 10.82% less