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Get Cheap Car Insurance in South Apopka, FL
We monitor insurance prices, helping the average driver in South Apopka save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in South Apopka
The chart below shows the cheapest car insurance company in South Apopka for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| South Apopka Insurer | Monthly Cost |
|---|---|
| Geico | $130 |
| State Farm | $138 |
| Gainsco | $181 |
| Bristol West | $181 |
Savings for Every Kind of South Apopka Driver
Based on our extensive insurance data, we know the average South Apopka driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $799 per year by choosing the right vehicle insurance company. Some South Apopka residents are paying out over $2,731 extra every year for auto insurance in South Apopka. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Apopka, FL Savings / Yr. |
|---|---|
$799 |
|
$1,173 |
|
$903 |
|
$893 |
|
$2,838 |
|
$775 |
|
$1,130 |
South Apopka Car Insurance vs. Florida
People living in South Apopka pay an average of 3.38% more than the typical driver in the state. The average driver in South Apopka can expect to pay about $2,494 per year, or $2,731 for full coverage.
Based on our analysis, Geico will be the cheapest provider in South Apopka for most people.
Car Insurance Prices by South Apopka Neighborhood
Insurance Prices
Where is insurance cheapest within South Apopka?
The map shows insurance prices in and around South Apopka, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $551 per year within the city boundaries, with insurance premiums ranging from a high of $3,037 to a low of $2,486. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of South Apopka.Pick the Best Car Insurance Company for You in South Apopka
The best car insurance provider for most drivers in South Apopka
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $799 over the average South Apopka car insurance company.
The best car insurance provider for South Apopka drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,173 over the competition.
The best car insurance company for South Apopka drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $903 better than other car insurance companies.
The best auto insurance for South Apopka drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $893 less each year.
The least expensive car insurance company for new and young drivers in South Apopka
In South Apopka, Geico costs young drivers $2,838 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Apopka
Geico gave the largest car insurance discounts to married couples, averaging $775 saved each year compared to an average South Apopka couple's premiums.
The cheapest car insurance in South Apopka for drivers with bad credit
The best South Apopka car insurance company for customer service
Allstate was the best company for customer service in South Apopka according to the NAIC.
Recent price drops
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The cheapest large national provider in South Apopka
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average South Apopka driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Apopka, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around South Apopka
What Influences the Cost of Car Insurance in South Apopka?
On average, car insurance in South Apopka is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Apopka is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Apopka are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- South Apopka is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Apopka is $208 per month for minimum coverage and $228 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Apopka: Insurance costs 3.66% less
- Forest City: Insurance costs 6.52% less
- Lockhart: Insurance costs 3.00% more
- Wekiwa Springs: Insurance costs 8.46% less
- Ocoee: Insurance costs 0.95% less
- Pine Hills: Insurance costs 15.42% more
- Altamonte Springs: Insurance costs 2.89% less
- Zellwood: Insurance costs 9.56% less
- Eatonville: Insurance costs 7.18% more
- Gotha: Insurance costs 2.23% more
Cities with Similar Populations
- Cullowhee: Insurance costs 56.06% less
- Swanton: Insurance costs 60.67% less
- Dowagiac: Insurance costs 1.61% more
- Dobbs Ferry: Insurance costs 4.17% less
- Danielson: Insurance costs 29.07% less
- D'Iberville: Insurance costs 34.68% less
- Cypress Gardens: Insurance costs 7.62% less
- Cynthiana: Insurance costs 24.06% less
- Cushing: Insurance costs 37.46% less
- Tamalpais-Homestead Valley: Insurance costs 27.13% less