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Get Cheap Car Insurance in Apopka, FL
We monitor insurance prices, helping the average driver in Apopka save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Apopka
The chart below shows the cheapest car insurance company in Apopka for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Apopka Insurer | Monthly Cost |
|---|---|
| Geico | $126 |
| State Farm | $133 |
| Gainsco | $174 |
| Bristol West | $174 |
Savings for Every Kind of Apopka Driver
Based on our extensive insurance data, we know the average Apopka driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $770 per year by choosing the right vehicle insurance company. Some Apopka residents are paying out over $2,631 extra every year for auto insurance in Apopka. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Apopka, FL Savings / Yr. |
|---|---|
$770 |
|
$1,130 |
|
$869 |
|
$860 |
|
$2,734 |
|
$747 |
|
$1,089 |
Apopka Car Insurance vs. Florida
People living in Apopka pay an average of 0.41% less than the typical driver in the state. The average driver in Apopka can expect to pay about $2,402 per year, or $2,631 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Apopka for most people.
Car Insurance Prices by Apopka Neighborhood
Insurance Prices
Where is insurance cheapest within Apopka?
The map shows insurance prices in and around Apopka, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $614 per year within the city boundaries, with insurance premiums ranging from a high of $3,044 to a low of $2,430. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Apopka.Pick the Best Car Insurance Company for You in Apopka
The best car insurance provider for most drivers in Apopka
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $770 over the average Apopka car insurance company.
The best car insurance provider for Apopka drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,130 over the competition.
The best car insurance company for Apopka drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $869 better than other car insurance companies.
The best auto insurance for Apopka drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $860 less each year.
The least expensive car insurance company for new and young drivers in Apopka
In Apopka, Geico costs young drivers $2,734 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Apopka
Geico gave the largest car insurance discounts to married couples, averaging $747 saved each year compared to an average Apopka couple's premiums.
The cheapest car insurance in Apopka for drivers with bad credit
The best Apopka car insurance company for customer service
Recent price drops
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The cheapest large national provider in Apopka
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Apopka driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Apopka, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Apopka
What Influences the Cost of Car Insurance in Apopka?
On average, car insurance in Apopka is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Apopka are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Apopka has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Apopka is $200 per month for minimum coverage and $219 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Apopka: Insurance costs 3.80% more
- Forest City: Insurance costs 2.96% less
- Zellwood: Insurance costs 6.12% less
- Wekiwa Springs: Insurance costs 4.98% less
- Lockhart: Insurance costs 6.92% more
- Mount Plymouth: Insurance costs 10.45% less
- Altamonte Springs: Insurance costs 0.80% more
- Ocoee: Insurance costs 2.81% more
- Pine Hills: Insurance costs 19.80% more
- Eatonville: Insurance costs 11.25% more
Cities with Similar Populations
- Lexington: Insurance costs 18.09% less
- Lithonia: Insurance costs 13.45% less
- Livermore: Insurance costs 24.10% less
- Los Angeles: Insurance costs 10.98% less
- Long Beach: Insurance costs 10.87% less
- Jersey City: Insurance costs 8.40% less
- Kenosha: Insurance costs 55.30% less
- Lakewood: Insurance costs 29.76% less
- Knoxville: Insurance costs 47.32% less
- Lancaster: Insurance costs 47.47% less