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Get Cheap Car Insurance in Long Beach, CA
We monitor insurance prices, helping the average driver in Long Beach save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Long Beach
The chart below shows the cheapest car insurance company in Long Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Long Beach Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Long Beach Driver
Based on our extensive insurance data, we know the average Long Beach driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Long Beach residents are paying out over $2,345 extra every year for auto insurance in Long Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Long Beach, CA Savings / Yr. |
|---|---|
$750 |
|
$1,374 |
|
$1,086 |
|
$1,909 |
|
$980 |
|
$425 |
|
$0 |
Long Beach Car Insurance vs. California
People living in Long Beach pay an average of 16.81% more than the typical driver in the state. The average driver in Long Beach can expect to pay about $1,098 per year, or $2,345 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Long Beach for most people.
Car Insurance Prices by Long Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Long Beach?
The map shows insurance prices in and around Long Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $756 per year within the city boundaries, with insurance premiums ranging from a high of $2,740 to a low of $1,984. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Long Beach.Pick the Best Car Insurance Company for You in Long Beach
The best car insurance provider for most drivers in Long Beach
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $750 over the average Long Beach car insurance company.
The best car insurance provider for Long Beach drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,374 over the competition.
The best car insurance company for Long Beach drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,086 better than other car insurance companies.
The best auto insurance for Long Beach drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,909 less each year.
The least expensive car insurance company for new and young drivers in Long Beach
In Long Beach, State Farm costs young drivers $980 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Long Beach
Progressive gave the largest car insurance discounts to married couples, averaging $425 saved each year compared to an average Long Beach couple's premiums.
The cheapest car insurance in Long Beach for drivers with bad credit
The best Long Beach car insurance company for customer service
Nationwide was the best company for customer service in Long Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Long Beach
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Long Beach driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Long Beach, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Long Beach
What Influences the Cost of Car Insurance in Long Beach?
On average, car insurance in Long Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Long Beach is 38 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Long Beach are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Long Beach is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Long Beach is $92 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Signal Hill: Insurance costs 1.66% less
- Lakewood: Insurance costs 5.29% less
- Rossmoor: Insurance costs 9.17% less
- Hawaiian Gardens: Insurance costs 5.59% less
- Seal Beach: Insurance costs 7.12% less
- Carson: Insurance costs 1.92% less
- Los Alamitos: Insurance costs 7.59% less
- Bellflower: Insurance costs 1.58% less
- Wilmington: Insurance costs 4.05% less
- Paramount: Insurance costs 0.94% less
Cities with Similar Populations
- Sunrise: Insurance costs 36.97% more
- Terre Haute: Insurance costs 48.91% less
- Sunrise Manor: Insurance costs 15.95% more
- Town 'n' Country: Insurance costs 30.92% more
- Temple: Insurance costs 30.75% less
- Suffolk: Insurance costs 45.84% less
- Tallahassee: Insurance costs 6.27% more
- Sunnyvale: Insurance costs 13.73% less
- Toledo: Insurance costs 51.73% less
- Summerville: Insurance costs 24.56% less