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Get Cheap Car Insurance in Summerville, SC
We monitor insurance prices, helping the average driver in Summerville save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Summerville
The chart below shows the cheapest car insurance company in Summerville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Summerville Insurer | Monthly Cost |
|---|---|
| Geico | $63 |
| State Farm | $70 |
| Auto-Owners Insurance | $71 |
| Safeco Insurance | $78 |
Savings for Every Kind of Summerville Driver
Based on our extensive insurance data, we know the average Summerville driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $388 per year by choosing the right vehicle insurance company. Some Summerville residents are paying out over $1,769 extra every year for auto insurance in Summerville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summerville, SC Savings / Yr. |
|---|---|
$388 |
|
$696 |
|
$589 |
|
$732 |
|
$1,432 |
|
$328 |
|
$426 |
Summerville Car Insurance vs. South Carolina
People living in Summerville pay an average of 8.60% more than the typical driver in the state. The average driver in Summerville can expect to pay about $1,040 per year, or $1,769 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Summerville for most people.
Car Insurance Prices by Summerville Neighborhood
Insurance Prices
Where is insurance cheapest within Summerville?
The map shows insurance prices in and around Summerville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $343 per year within the city boundaries, with insurance premiums ranging from a high of $2,002 to a low of $1,659. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Summerville.Pick the Best Car Insurance Company for You in Summerville
The best car insurance provider for most drivers in Summerville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $388 over the average Summerville car insurance company.
The best car insurance provider for Summerville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $696 over the competition.
The best car insurance company for Summerville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $589 better than other car insurance companies.
The best auto insurance for Summerville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $732 less each year.
The least expensive car insurance company for new and young drivers in Summerville
In Summerville, Geico costs young drivers $1,432 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summerville
Geico gave the largest car insurance discounts to married couples, averaging $328 saved each year compared to an average Summerville couple's premiums.
The cheapest car insurance in Summerville for drivers with bad credit
The best Summerville car insurance company for customer service
Nationwide was the best company for customer service in Summerville according to the NAIC.
Recent price drops
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The cheapest large national provider in Summerville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Summerville driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summerville, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Summerville
What Influences the Cost of Car Insurance in Summerville?
On average, car insurance in Summerville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Summerville is 38 minutes, which is a little more than average for a driver in the state.
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summerville are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Summerville has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Summerville is $87 per month for minimum coverage and $147 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lincolnville: Insurance costs 3.73% more
- Ladson: Insurance costs 1.36% more
- Dorchester Estates: Insurance costs 4.41% less
- Slandsville: Insurance costs 1.70% less
- Jedburg: Insurance costs 0.11% less
- Givhans: Insurance costs 2.32% less
- Goose Creek: Insurance costs 1.70% more
- Long Ridge: Insurance costs 3.28% less
- Ridgeville: Insurance costs 0.06% less
- Strawberry: Insurance costs 3.11% less
Cities with Similar Populations
- Fort Mill: Insurance costs 6.16% less
- Florence: Insurance costs 3.67% less
- Folsom: Insurance costs 15.66% more
- Covina: Insurance costs 29.28% more
- Conyers: Insurance costs 12.66% more
- Columbus: Insurance costs 4.30% more
- Columbus: Insurance costs 32.56% less
- Clovis: Insurance costs 13.96% more
- Citrus Heights: Insurance costs 18.15% more
- Clarksville: Insurance costs 19.90% less