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Get Cheap Car Insurance in Lincolnville, SC
We monitor insurance prices, helping the average driver in Lincolnville save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in Lincolnville
The chart below shows the cheapest car insurance company in Lincolnville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| Lincolnville Insurer | Monthly Cost |
|---|---|
| Geico | $65 |
| State Farm | $73 |
| Auto-Owners Insurance | $73 |
| Safeco Insurance | $80 |
Savings for Every Kind of Lincolnville Driver
Based on our extensive insurance data, we know the average Lincolnville driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $402 per year by choosing the right vehicle insurance company. Some Lincolnville residents are paying out over $1,835 extra every year for auto insurance in Lincolnville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lincolnville, SC Savings / Yr. |
|---|---|
$402 |
|
$722 |
|
$610 |
|
$759 |
|
$1,486 |
|
$340 |
|
$441 |
Lincolnville Car Insurance vs. South Carolina
People living in Lincolnville pay an average of 12.62% more than the typical driver in the state. The average driver in Lincolnville can expect to pay about $1,079 per year, or $1,835 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lincolnville for most people.
Car Insurance Prices by Lincolnville Neighborhood
Insurance Prices
Where is insurance cheapest within Lincolnville?
The map shows insurance prices in and around Lincolnville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $124 per year within the city boundaries, with insurance premiums ranging from a high of $1,858 to a low of $1,734. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Lincolnville.Pick the Best Car Insurance Company for You in Lincolnville
The best car insurance provider for most drivers in Lincolnville
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $402 over the average Lincolnville car insurance company.
The best car insurance provider for Lincolnville drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $722 over the competition.
The best car insurance company for Lincolnville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $610 better than other car insurance companies.
The best auto insurance for Lincolnville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $759 less each year.
The least expensive car insurance company for new and young drivers in Lincolnville
In Lincolnville, Geico costs young drivers $1,486 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lincolnville
Geico gave the largest car insurance discounts to married couples, averaging $340 saved each year compared to an average Lincolnville couple's premiums.
The cheapest car insurance in Lincolnville for drivers with bad credit
The best Lincolnville car insurance company for customer service
Nationwide was the best company for customer service in Lincolnville according to the NAIC.
Recent price drops
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The cheapest large national provider in Lincolnville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lincolnville driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lincolnville, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Lincolnville
What Influences the Cost of Car Insurance in Lincolnville?
On average, car insurance in Lincolnville is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lincolnville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lincolnville is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lincolnville is $90 per month for minimum coverage and $153 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Summerville: Insurance costs 3.60% less
- Ladson: Insurance costs 2.29% less
- Dorchester Estates: Insurance costs 7.85% less
- Goose Creek: Insurance costs 1.96% less
- Slandsville: Insurance costs 5.23% less
- Jedburg: Insurance costs 3.71% less
- Strawberry: Insurance costs 6.59% less
- Long Ridge: Insurance costs 6.76% less
- North Charleston: Insurance costs 3.00% more
- Givhans: Insurance costs 5.83% less
Cities with Similar Populations
- Elkton: Insurance costs 16.73% less
- Casey: Insurance costs 15.48% less
- Woodbine: Insurance costs 21.53% more
- Columbus: Insurance costs 25.01% less
- Warfield: Insurance costs 27.08% more
- Wares Crossroads: Insurance costs 33.41% less
- Ware Place: Insurance costs 13.57% less
- Walterville: Insurance costs 23.00% less
- Velma: Insurance costs 8.50% less
- Delhi: Insurance costs 32.10% less