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Get Cheap Car Insurance in North Charleston, SC
We monitor insurance prices, helping the average driver in North Charleston save up to 29.7% on car insurance.
The Cheapest Minimum Coverage in North Charleston
The chart below shows the cheapest car insurance company in North Charleston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Auto-Owners Insurance, and Safeco Insurance.
| North Charleston Insurer | Monthly Cost |
|---|---|
| Geico | $67 |
| State Farm | $75 |
| Auto-Owners Insurance | $76 |
| Safeco Insurance | $83 |
Savings for Every Kind of North Charleston Driver
Based on our extensive insurance data, we know the average North Charleston driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $414 per year by choosing the right vehicle insurance company. Some North Charleston residents are paying out over $1,890 extra every year for auto insurance in North Charleston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Charleston, SC Savings / Yr. |
|---|---|
$414 |
|
$744 |
|
$629 |
|
$782 |
|
$1,531 |
|
$350 |
|
$455 |
North Charleston Car Insurance vs. South Carolina
People living in North Charleston pay an average of 16.04% more than the typical driver in the state. The average driver in North Charleston can expect to pay about $1,112 per year, or $1,890 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in North Charleston for most people.
Car Insurance Prices by North Charleston Neighborhood
Insurance Prices
Where is insurance cheapest within North Charleston?
The map shows insurance prices in and around North Charleston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $555 per year within the city boundaries, with insurance premiums ranging from a high of $2,199 to a low of $1,644. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Southwest parts of North Charleston.Pick the Best Car Insurance Company for You in North Charleston
The best car insurance provider for most drivers in North Charleston
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $414 over the average North Charleston car insurance company.
The best car insurance provider for North Charleston drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $744 over the competition.
The best car insurance company for North Charleston drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $629 better than other car insurance companies.
The best auto insurance for North Charleston drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $782 less each year.
The least expensive car insurance company for new and young drivers in North Charleston
In North Charleston, Geico costs young drivers $1,531 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Charleston
Geico gave the largest car insurance discounts to married couples, averaging $350 saved each year compared to an average North Charleston couple's premiums.
The cheapest car insurance in North Charleston for drivers with bad credit
The best North Charleston car insurance company for customer service
Nationwide was the best company for customer service in North Charleston according to the NAIC.
Recent price drops
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The cheapest large national provider in North Charleston
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Charleston driver can expect to pay about $110 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Charleston, USAA has the best prices for drivers with speeding tickets, married couples, drivers with accidents, drivers with a DUI conviction, good drivers, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around North Charleston
What Influences the Cost of Car Insurance in North Charleston?
On average, car insurance in North Charleston is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- South Carolina state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Charleston are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- North Charleston has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Charleston is $93 per month for minimum coverage and $158 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Charleston Afb: Insurance costs 6.56% less
- Hanahan: Insurance costs 7.57% less
- Ladson: Insurance costs 5.13% less
- Goose Creek: Insurance costs 4.81% less
- Red Top: Insurance costs 11.43% less
- Lincolnville: Insurance costs 2.91% less
- Summerville: Insurance costs 6.40% less
- Wando: Insurance costs 9.31% less
- Mount Pleasant: Insurance costs 12.91% less
- Pimlico: Insurance costs 13.12% less
Cities with Similar Populations
- Poughkeepsie: Insurance costs 31.43% more
- Portland: Insurance costs 17.57% less
- Rancho Cordova: Insurance costs 13.33% more
- Queen Creek: Insurance costs 4.13% less
- Pleasanton: Insurance costs 8.36% more
- Rancho Cucamonga: Insurance costs 16.67% more
- Plainfield: Insurance costs 16.98% less
- Pomona: Insurance costs 20.74% more
- Portland: Insurance costs 47.41% less
- Rapid City: Insurance costs 11.38% less