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Get Cheap Car Insurance in Covina, CA
We monitor insurance prices, helping the average driver in Covina save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Covina
The chart below shows the cheapest car insurance company in Covina for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Covina Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $72 |
Savings for Every Kind of Covina Driver
Based on our extensive insurance data, we know the average Covina driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $731 per year by choosing the right vehicle insurance company. Some Covina residents are paying out over $2,287 extra every year for auto insurance in Covina. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Covina, CA Savings / Yr. |
|---|---|
$731 |
|
$1,339 |
|
$1,059 |
|
$1,861 |
|
$955 |
|
$414 |
|
$0 |
Covina Car Insurance vs. California
People living in Covina pay an average of 13.87% more than the typical driver in the state. The average driver in Covina can expect to pay about $1,070 per year, or $2,287 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Covina for most people.
Car Insurance Prices by Covina Neighborhood
Insurance Prices
Where is insurance cheapest within Covina?
The map shows insurance prices in and around Covina, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $306 per year within the city boundaries, with insurance premiums ranging from a high of $2,427 to a low of $2,121. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Covina.Pick the Best Car Insurance Company for You in Covina
The best car insurance provider for most drivers in Covina
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $731 over the average Covina car insurance company.
The best car insurance provider for Covina drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,339 over the competition.
The best car insurance company for Covina drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,059 better than other car insurance companies.
The best auto insurance for Covina drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,861 less each year.
The least expensive car insurance company for new and young drivers in Covina
In Covina, State Farm costs young drivers $955 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Covina
Progressive gave the largest car insurance discounts to married couples, averaging $414 saved each year compared to an average Covina couple's premiums.
The cheapest car insurance in Covina for drivers with bad credit
The best Covina car insurance company for customer service
Recent price drops
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The cheapest large national provider in Covina
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Covina driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Covina, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Covina
What Influences the Cost of Car Insurance in Covina?
On average, car insurance in Covina is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Covina is 43 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Covina are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Covina is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Covina is $89 per month for minimum coverage and $191 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Citrus: Insurance costs 1.05% less
- Vincent: Insurance costs 0.13% less
- Glendora: Insurance costs 3.32% less
- Azusa: Insurance costs 2.27% less
- West Covina: Insurance costs 0.57% more
- San Dimas: Insurance costs 4.94% less
- Irwindale: Insurance costs 2.10% less
- Walnut: Insurance costs 1.36% less
- Valinda: Insurance costs 1.05% less
- Baldwin Park: Insurance costs 2.06% more
Cities with Similar Populations
- Kenner: Insurance costs 55.05% more
- Yorba Linda: Insurance costs 6.12% less
- Corvallis: Insurance costs 35.94% less
- Sanford: Insurance costs 43.94% less
- Warren: Insurance costs 50.68% less
- Troy: Insurance costs 5.90% more
- The Colony: Insurance costs 19.41% less
- Rome: Insurance costs 21.25% less
- Portland: Insurance costs 56.54% less
- Waterloo: Insurance costs 44.73% less