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Get Cheap Car Insurance in Irwindale, CA
We monitor insurance prices, helping the average driver in Irwindale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Irwindale
The chart below shows the cheapest car insurance company in Irwindale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Irwindale Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Irwindale Driver
Based on our extensive insurance data, we know the average Irwindale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some Irwindale residents are paying out over $2,239 extra every year for auto insurance in Irwindale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Irwindale, CA Savings / Yr. |
|---|---|
$716 |
|
$1,311 |
|
$1,037 |
|
$1,822 |
|
$935 |
|
$406 |
|
$0 |
Irwindale Car Insurance vs. California
People living in Irwindale pay an average of 11.49% more than the typical driver in the state. The average driver in Irwindale can expect to pay about $1,048 per year, or $2,239 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Irwindale for most people.
Car Insurance Prices by Irwindale Neighborhood
Insurance Prices
Where is insurance cheapest within Irwindale?
The map shows insurance prices in and around Irwindale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $2,345 to a low of $2,236. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Central parts of Irwindale.Pick the Best Car Insurance Company for You in Irwindale
The best car insurance provider for most drivers in Irwindale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $716 over the average Irwindale car insurance company.
The best car insurance provider for Irwindale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,311 over the competition.
The best car insurance company for Irwindale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,037 better than other car insurance companies.
The best auto insurance for Irwindale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,822 less each year.
The least expensive car insurance company for new and young drivers in Irwindale
In Irwindale, State Farm costs young drivers $935 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Irwindale
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Irwindale couple's premiums.
The cheapest car insurance in Irwindale for drivers with bad credit
The best Irwindale car insurance company for customer service
Recent price drops
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The cheapest large national provider in Irwindale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Irwindale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Irwindale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Irwindale
What Influences the Cost of Car Insurance in Irwindale?
On average, car insurance in Irwindale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Irwindale is 39 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Irwindale are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Irwindale is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Irwindale is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Vincent: Insurance costs 2.01% more
- Baldwin Park: Insurance costs 4.24% more
- Duarte: Insurance costs 4.20% more
- Azusa: Insurance costs 0.18% less
- Bradbury: Insurance costs 2.68% more
- Citrus: Insurance costs 1.07% more
- West Covina: Insurance costs 2.72% more
- Covina: Insurance costs 2.14% more
- West Puente Valley: Insurance costs 4.15% more
- Monrovia: Insurance costs 3.26% more
Cities with Similar Populations
- Newfane: Insurance costs 47.52% less
- Spann: Insurance costs 23.85% less
- South Henderson: Insurance costs 43.19% less
- Snowmass: Insurance costs 19.34% less
- Sidney: Insurance costs 25.77% more
- Sherburn: Insurance costs 30.55% less
- Sharpsburg: Insurance costs 5.72% less
- Scranton: Insurance costs 30.59% less
- Savannah: Insurance costs 8.26% less
- Sarona: Insurance costs 47.12% less