Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Tallahassee, FL
We monitor insurance prices, helping the average driver in Tallahassee save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Tallahassee
The chart below shows the cheapest car insurance company in Tallahassee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Tallahassee Insurer | Monthly Cost |
|---|---|
| Geico | $119 |
| State Farm | $126 |
| Gainsco | $165 |
| Bristol West | $165 |
Savings for Every Kind of Tallahassee Driver
Based on our extensive insurance data, we know the average Tallahassee driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $729 per year by choosing the right vehicle insurance company. Some Tallahassee residents are paying out over $2,492 extra every year for auto insurance in Tallahassee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Tallahassee, FL Savings / Yr. |
|---|---|
$729 |
|
$1,071 |
|
$824 |
|
$815 |
|
$2,590 |
|
$708 |
|
$1,031 |
Tallahassee Car Insurance vs. Florida
People living in Tallahassee pay an average of 5.66% less than the typical driver in the state. The average driver in Tallahassee can expect to pay about $2,275 per year, or $2,492 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Tallahassee for most people.
Car Insurance Prices by Tallahassee Neighborhood
Insurance Prices
Where is insurance cheapest within Tallahassee?
The map shows insurance prices in and around Tallahassee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $753 per year within the city boundaries, with insurance premiums ranging from a high of $3,009 to a low of $2,256. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Tallahassee.Pick the Best Car Insurance Company for You in Tallahassee
The best car insurance provider for most drivers in Tallahassee
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $729 over the average Tallahassee car insurance company.
The best car insurance provider for Tallahassee drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,071 over the competition.
The best car insurance company for Tallahassee drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $824 better than other car insurance companies.
The best auto insurance for Tallahassee drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $815 less each year.
The least expensive car insurance company for new and young drivers in Tallahassee
In Tallahassee, Geico costs young drivers $2,590 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Tallahassee
Geico gave the largest car insurance discounts to married couples, averaging $708 saved each year compared to an average Tallahassee couple's premiums.
The cheapest car insurance in Tallahassee for drivers with bad credit
The best Tallahassee car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Tallahassee, which was better than other insurers.
The cheapest large national provider in Tallahassee
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Tallahassee driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Tallahassee, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Tallahassee
What Influences the Cost of Car Insurance in Tallahassee?
On average, car insurance in Tallahassee is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Tallahassee is 24 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Tallahassee are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Tallahassee is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Tallahassee is $190 per month for minimum coverage and $208 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wakulla Springs: Insurance costs 1.52% more
- Miccosukee Cpo: Insurance costs 3.89% less
- Gibson: Insurance costs 1.12% less
- Woodville: Insurance costs 2.13% less
- Midway: Insurance costs 1.20% less
- Scotland: Insurance costs 4.01% less
- Lloyd: Insurance costs 5.62% less
- Shady Rest: Insurance costs 1.12% more
- Wacissa: Insurance costs 3.57% less
- Waukeenah: Insurance costs 6.34% less
Cities with Similar Populations
- Clifton: Insurance costs 12.72% less
- Clinton Township: Insurance costs 29.49% more
- Cleveland: Insurance costs 52.93% less
- Clearwater: Insurance costs 14.13% more
- Cleveland: Insurance costs 46.03% less
- Clayton: Insurance costs 48.19% less
- Charleston: Insurance costs 40.05% less
- Burbank: Insurance costs 4.29% less
- Casas Adobes: Insurance costs 29.53% less
- Cary: Insurance costs 49.40% less