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Get Cheap Car Insurance in Clinton Township, MI
We monitor insurance prices, helping the average driver in Clinton Township save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Clinton Township
The chart below shows the cheapest car insurance company in Clinton Township for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Clinton Township Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $120 |
| Progressive | $137 |
| State Farm | $138 |
| Safeco Insurance | $145 |
Savings for Every Kind of Clinton Township Driver
Based on our extensive insurance data, we know the average Clinton Township driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,297 per year by choosing the right vehicle insurance company. Some Clinton Township residents are paying out over $3,227 extra every year for auto insurance in Clinton Township. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Clinton Township, MI Savings / Yr. |
|---|---|
$1,297 |
|
$2,117 |
|
$1,874 |
|
$2,848 |
|
$3,360 |
|
$0 |
|
$0 |
Clinton Township Car Insurance vs. Michigan
People living in Clinton Township pay an average of 11.33% more than the typical driver in the state. The average driver in Clinton Township can expect to pay about $2,451 per year, or $3,227 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Clinton Township for most people.
Car Insurance Prices by Clinton Township Neighborhood
Insurance Prices
Where is insurance cheapest within Clinton Township?
The map shows insurance prices in and around Clinton Township, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $694 per year within the city boundaries, with insurance premiums ranging from a high of $3,586 to a low of $2,892. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Clinton Township.Pick the Best Car Insurance Company for You in Clinton Township
The best car insurance provider for most drivers in Clinton Township
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,297 over the average Clinton Township car insurance company.
The best car insurance provider for Clinton Township drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,117 over the competition.
The best car insurance company for Clinton Township drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,874 better than other car insurance companies.
The best auto insurance for Clinton Township drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,848 less each year.
The least expensive car insurance company for new and young drivers in Clinton Township
In Clinton Township, Geico costs young drivers $3,360 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Clinton Township
The cheapest car insurance in Clinton Township for drivers with bad credit
The best Clinton Township car insurance company for customer service
Nationwide was the best company for customer service in Clinton Township according to the NAIC.
Recent price drops
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The cheapest large national provider in Clinton Township
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Clinton Township driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Clinton Township, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Clinton Township
What Influences the Cost of Car Insurance in Clinton Township?
On average, car insurance in Clinton Township is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Clinton Township is 34 minutes, which is a little more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Clinton Township is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Clinton Township is $204 per month for minimum coverage and $269 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Mount Clemens: Insurance costs 2.05% more
- Fraser: Insurance costs 1.92% less
- Harrison Township: Insurance costs 3.87% less
- Macomb: Insurance costs 3.22% less
- Sterling Heights: Insurance costs 1.39% less
- Roseville: Insurance costs 4.06% more
- St. Clair Shores: Insurance costs 3.16% less
- Sebille Manor: Insurance costs 3.50% less
- Utica: Insurance costs 4.46% less
- Eastpointe: Insurance costs 15.90% more
Cities with Similar Populations
- Memphis: Insurance costs 52.62% less
- Meridian: Insurance costs 66.35% less
- Metairie: Insurance costs 2.39% more
- Melbourne: Insurance costs 22.19% less
- Miami: Insurance costs 0.53% more
- Midland: Insurance costs 46.73% less
- Mesquite: Insurance costs 38.98% less
- Midlothian: Insurance costs 62.60% less
- Merced: Insurance costs 35.79% less
- Fall River: Insurance costs 46.14% less