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Get Cheap Car Insurance in Harrison Township, MI
We monitor insurance prices, helping the average driver in Harrison Township save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Harrison Township
The chart below shows the cheapest car insurance company in Harrison Township for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Harrison Township Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $115 |
| Progressive | $131 |
| State Farm | $132 |
| Safeco Insurance | $140 |
Savings for Every Kind of Harrison Township Driver
Based on our extensive insurance data, we know the average Harrison Township driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,246 per year by choosing the right vehicle insurance company. Some Harrison Township residents are paying out over $3,102 extra every year for auto insurance in Harrison Township. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Harrison Township, MI Savings / Yr. |
|---|---|
$1,246 |
|
$2,035 |
|
$1,801 |
|
$2,737 |
|
$3,229 |
|
$0 |
|
$0 |
Harrison Township Car Insurance vs. Michigan
People living in Harrison Township pay an average of 6.99% more than the typical driver in the state. The average driver in Harrison Township can expect to pay about $2,356 per year, or $3,102 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Harrison Township for most people.
Car Insurance Prices by Harrison Township Neighborhood
Insurance Prices
Where is insurance cheapest within Harrison Township?
The map shows insurance prices in and around Harrison Township, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $524 per year within the city boundaries, with insurance premiums ranging from a high of $3,372 to a low of $2,848. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the West parts of Harrison Township.Pick the Best Car Insurance Company for You in Harrison Township
The best car insurance provider for most drivers in Harrison Township
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,246 over the average Harrison Township car insurance company.
The best car insurance provider for Harrison Township drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,035 over the competition.
The best car insurance company for Harrison Township drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,801 better than other car insurance companies.
The best auto insurance for Harrison Township drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,737 less each year.
The least expensive car insurance company for new and young drivers in Harrison Township
In Harrison Township, Geico costs young drivers $3,229 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Harrison Township
The cheapest car insurance in Harrison Township for drivers with bad credit
The best Harrison Township car insurance company for customer service
Nationwide was the best company for customer service in Harrison Township according to the NAIC.
Recent price drops
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The cheapest large national provider in Harrison Township
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Harrison Township driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Harrison Township, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Harrison Township
What Influences the Cost of Car Insurance in Harrison Township?
On average, car insurance in Harrison Township is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Harrison Township is 37 minutes, which is far more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Harrison Township is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Harrison Township is $196 per month for minimum coverage and $258 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sebille Manor: Insurance costs 0.39% more
- Mount Clemens: Insurance costs 6.16% more
- Clinton Township: Insurance costs 4.03% more
- Fraser: Insurance costs 2.03% more
- St. Clair Shores: Insurance costs 0.74% more
- New Baltimore: Insurance costs 0.45% less
- Roseville: Insurance costs 8.25% more
- Macomb: Insurance costs 0.68% more
- Eastpointe: Insurance costs 20.57% more
- Village of Grosse Pointe Shores: Insurance costs 0.32% less
Cities with Similar Populations
- Zion: Insurance costs 45.45% less
- Abingdon: Insurance costs 62.57% less
- Willoughby: Insurance costs 64.76% less
- Wilmington: Insurance costs 48.84% less
- Wyandotte: Insurance costs 2.51% less
- Yucca Valley: Insurance costs 35.72% less
- Zachary: Insurance costs 5.45% more
- Zebulon: Insurance costs 59.19% less
- Barnegat: Insurance costs 42.10% less
- Bardstown: Insurance costs 33.17% less