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Get Cheap Car Insurance in Mount Clemens, MI
We monitor insurance prices, helping the average driver in Mount Clemens save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Mount Clemens
The chart below shows the cheapest car insurance company in Mount Clemens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Mount Clemens Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $122 |
| Progressive | $139 |
| State Farm | $141 |
| Safeco Insurance | $148 |
Savings for Every Kind of Mount Clemens Driver
Based on our extensive insurance data, we know the average Mount Clemens driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,323 per year by choosing the right vehicle insurance company. Some Mount Clemens residents are paying out over $3,293 extra every year for auto insurance in Mount Clemens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Clemens, MI Savings / Yr. |
|---|---|
$1,323 |
|
$2,161 |
|
$1,912 |
|
$2,906 |
|
$3,428 |
|
$0 |
|
$0 |
Mount Clemens Car Insurance vs. Michigan
People living in Mount Clemens pay an average of 13.60% more than the typical driver in the state. The average driver in Mount Clemens can expect to pay about $2,502 per year, or $3,293 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Mount Clemens for most people.
Car Insurance Prices by Mount Clemens Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Clemens?
The map shows insurance prices in and around Mount Clemens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $770 per year within the city boundaries, with insurance premiums ranging from a high of $3,714 to a low of $2,944. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Mount Clemens.Pick the Best Car Insurance Company for You in Mount Clemens
The best car insurance provider for most drivers in Mount Clemens
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,323 over the average Mount Clemens car insurance company.
The best car insurance provider for Mount Clemens drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,161 over the competition.
The best car insurance company for Mount Clemens drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,912 better than other car insurance companies.
The best auto insurance for Mount Clemens drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,906 less each year.
The least expensive car insurance company for new and young drivers in Mount Clemens
In Mount Clemens, Geico costs young drivers $3,428 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Clemens
The cheapest car insurance in Mount Clemens for drivers with bad credit
The best Mount Clemens car insurance company for customer service
Nationwide was the best company for customer service in Mount Clemens according to the NAIC.
Recent price drops
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The cheapest large national provider in Mount Clemens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Mount Clemens driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Clemens, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Mount Clemens
What Influences the Cost of Car Insurance in Mount Clemens?
On average, car insurance in Mount Clemens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Michigan state insurance regulations may require higher prices.
- An average of 14 to 15 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Mount Clemens is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Clemens is $208 per month for minimum coverage and $274 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clinton Township: Insurance costs 2.00% less
- Harrison Township: Insurance costs 5.80% less
- Sebille Manor: Insurance costs 5.44% less
- Macomb: Insurance costs 5.16% less
- Fraser: Insurance costs 3.89% less
- New Baltimore: Insurance costs 6.23% less
- Roseville: Insurance costs 1.97% more
- St. Clair Shores: Insurance costs 5.10% less
- Sterling Heights: Insurance costs 3.37% less
- Utica: Insurance costs 6.38% less
Cities with Similar Populations
- Holden: Insurance costs 53.48% less
- Rancho Mirage: Insurance costs 38.20% less
- Quincy: Insurance costs 24.81% less
- Prospect Heights: Insurance costs 50.90% less
- Princeton: Insurance costs 56.06% less
- Port Townsend: Insurance costs 59.82% less
- Ironton: Insurance costs 65.29% less
- Iona: Insurance costs 27.94% less
- Holmen: Insurance costs 66.38% less
- Holmdel: Insurance costs 44.03% less