Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Maitland, FL
We monitor insurance prices, helping the average driver in Maitland save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Maitland
The chart below shows the cheapest car insurance company in Maitland for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Maitland Insurer | Monthly Cost |
|---|---|
| Geico | $123 |
| State Farm | $130 |
| Gainsco | $170 |
| Bristol West | $170 |
Savings for Every Kind of Maitland Driver
Based on our extensive insurance data, we know the average Maitland driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $753 per year by choosing the right vehicle insurance company. Some Maitland residents are paying out over $2,572 extra every year for auto insurance in Maitland. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Maitland, FL Savings / Yr. |
|---|---|
$753 |
|
$1,105 |
|
$850 |
|
$841 |
|
$2,673 |
|
$730 |
|
$1,064 |
Maitland Car Insurance vs. Florida
People living in Maitland pay an average of 2.64% less than the typical driver in the state. The average driver in Maitland can expect to pay about $2,348 per year, or $2,572 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Maitland for most people.
Car Insurance Prices by Maitland Neighborhood
Insurance Prices
Where is insurance cheapest within Maitland?
The map shows insurance prices in and around Maitland, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $445 per year within the city boundaries, with insurance premiums ranging from a high of $2,838 to a low of $2,393. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Maitland.Pick the Best Car Insurance Company for You in Maitland
The best car insurance provider for most drivers in Maitland
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $753 over the average Maitland car insurance company.
The best car insurance provider for Maitland drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,105 over the competition.
The best car insurance company for Maitland drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $850 better than other car insurance companies.
The best auto insurance for Maitland drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $841 less each year.
The least expensive car insurance company for new and young drivers in Maitland
In Maitland, Geico costs young drivers $2,673 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Maitland
Geico gave the largest car insurance discounts to married couples, averaging $730 saved each year compared to an average Maitland couple's premiums.
The cheapest car insurance in Maitland for drivers with bad credit
The best Maitland car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Maitland, which was better than other insurers.
The cheapest large national provider in Maitland
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Maitland driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Maitland, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Maitland
What Influences the Cost of Car Insurance in Maitland?
On average, car insurance in Maitland is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Maitland is 30 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Maitland are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Maitland is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Maitland is $196 per month for minimum coverage and $214 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Eatonville: Insurance costs 13.80% more
- Altamonte Springs: Insurance costs 3.11% more
- Winter Park: Insurance costs 0.27% more
- Casselberry: Insurance costs 0.51% less
- Lockhart: Insurance costs 9.37% more
- Goldenrod: Insurance costs 1.59% more
- Forest City: Insurance costs 0.74% less
- Longwood: Insurance costs 1.79% less
- Wekiwa Springs: Insurance costs 2.80% less
- Winter Springs: Insurance costs 0.31% less
Cities with Similar Populations
- Ladera Ranch: Insurance costs 21.77% less
- Homewood: Insurance costs 38.65% less
- Horn Lake: Insurance costs 26.63% less
- Winona: Insurance costs 39.58% less
- Whiting: Insurance costs 30.87% less
- Jeffersontown: Insurance costs 16.52% less
- Wethersfield: Insurance costs 20.14% less
- Kihei: Insurance costs 45.72% less
- Westport: Insurance costs 19.44% less
- Wright: Insurance costs 7.81% less