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Get Cheap Car Insurance in Winter Springs, FL
We monitor insurance prices, helping the average driver in Winter Springs save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Winter Springs
The chart below shows the cheapest car insurance company in Winter Springs for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Winter Springs Insurer | Monthly Cost |
|---|---|
| Geico | $122 |
| State Farm | $130 |
| Gainsco | $169 |
| Bristol West | $169 |
Savings for Every Kind of Winter Springs Driver
Based on our extensive insurance data, we know the average Winter Springs driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $750 per year by choosing the right vehicle insurance company. Some Winter Springs residents are paying out over $2,564 extra every year for auto insurance in Winter Springs. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Winter Springs, FL Savings / Yr. |
|---|---|
$750 |
|
$1,102 |
|
$847 |
|
$839 |
|
$2,664 |
|
$728 |
|
$1,061 |
Winter Springs Car Insurance vs. Florida
People living in Winter Springs pay an average of 2.95% less than the typical driver in the state. The average driver in Winter Springs can expect to pay about $2,341 per year, or $2,564 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Winter Springs for most people.
Car Insurance Prices by Winter Springs Neighborhood
Insurance Prices
Where is insurance cheapest within Winter Springs?
The map shows insurance prices in and around Winter Springs, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $514 per year within the city boundaries, with insurance premiums ranging from a high of $2,907 to a low of $2,393. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the East parts of Winter Springs.Pick the Best Car Insurance Company for You in Winter Springs
The best car insurance provider for most drivers in Winter Springs
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $750 over the average Winter Springs car insurance company.
The best car insurance provider for Winter Springs drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,102 over the competition.
The best car insurance company for Winter Springs drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $847 better than other car insurance companies.
The best auto insurance for Winter Springs drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $839 less each year.
The least expensive car insurance company for new and young drivers in Winter Springs
In Winter Springs, Geico costs young drivers $2,664 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Winter Springs
Geico gave the largest car insurance discounts to married couples, averaging $728 saved each year compared to an average Winter Springs couple's premiums.
The cheapest car insurance in Winter Springs for drivers with bad credit
The best Winter Springs car insurance company for customer service
Allstate was the best company for customer service in Winter Springs according to the NAIC.
Recent price drops
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The cheapest large national provider in Winter Springs
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Winter Springs driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Winter Springs, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Winter Springs
What Influences the Cost of Car Insurance in Winter Springs?
On average, car insurance in Winter Springs is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Winter Springs are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Winter Springs is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Winter Springs is $195 per month for minimum coverage and $214 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Casselberry: Insurance costs 0.20% less
- Goldenrod: Insurance costs 1.91% more
- Longwood: Insurance costs 1.48% less
- Oviedo: Insurance costs 1.95% less
- Winter Park: Insurance costs 0.59% more
- Maitland: Insurance costs 0.31% more
- Lake Mary: Insurance costs 0.74% less
- Sanford: Insurance costs 3.24% more
- Altamonte Springs: Insurance costs 3.43% more
- Eatonville: Insurance costs 14.16% more
Cities with Similar Populations
- West Orange: Insurance costs 16.73% less
- Downingtown: Insurance costs 45.94% less
- Urbandale: Insurance costs 52.54% less
- Clarkston: Insurance costs 15.99% more
- Chillicothe: Insurance costs 55.89% less
- Whitney: Insurance costs 3.32% more
- Brighton: Insurance costs 13.18% more
- Benton: Insurance costs 34.13% less
- Beloit: Insurance costs 53.82% less
- Beavercreek: Insurance costs 58.03% less