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Get Cheap Car Insurance in Longwood, FL
We monitor insurance prices, helping the average driver in Longwood save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Longwood
The chart below shows the cheapest car insurance company in Longwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Longwood Insurer | Monthly Cost |
|---|---|
| Geico | $121 |
| State Farm | $128 |
| Gainsco | $167 |
| Bristol West | $167 |
Savings for Every Kind of Longwood Driver
Based on our extensive insurance data, we know the average Longwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $739 per year by choosing the right vehicle insurance company. Some Longwood residents are paying out over $2,526 extra every year for auto insurance in Longwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Longwood, FL Savings / Yr. |
|---|---|
$739 |
|
$1,085 |
|
$835 |
|
$826 |
|
$2,624 |
|
$717 |
|
$1,045 |
Longwood Car Insurance vs. Florida
People living in Longwood pay an average of 4.40% less than the typical driver in the state. The average driver in Longwood can expect to pay about $2,306 per year, or $2,526 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Longwood for most people.
Car Insurance Prices by Longwood Neighborhood
Insurance Prices
Where is insurance cheapest within Longwood?
The map shows insurance prices in and around Longwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $490 per year within the city boundaries, with insurance premiums ranging from a high of $2,907 to a low of $2,417. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Longwood.Pick the Best Car Insurance Company for You in Longwood
The best car insurance provider for most drivers in Longwood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $739 over the average Longwood car insurance company.
The best car insurance provider for Longwood drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,085 over the competition.
The best car insurance company for Longwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $835 better than other car insurance companies.
The best auto insurance for Longwood drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $826 less each year.
The least expensive car insurance company for new and young drivers in Longwood
In Longwood, Geico costs young drivers $2,624 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Longwood
Geico gave the largest car insurance discounts to married couples, averaging $717 saved each year compared to an average Longwood couple's premiums.
The cheapest car insurance in Longwood for drivers with bad credit
The best Longwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Longwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Longwood driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Longwood, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Longwood
What Influences the Cost of Car Insurance in Longwood?
On average, car insurance in Longwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Longwood is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Longwood are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Longwood has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Longwood is $192 per month for minimum coverage and $210 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lake Mary: Insurance costs 0.75% more
- Altamonte Springs: Insurance costs 4.99% more
- Wekiwa Springs: Insurance costs 1.03% less
- Casselberry: Insurance costs 1.31% more
- Winter Springs: Insurance costs 1.50% more
- Maitland: Insurance costs 1.82% more
- Forest City: Insurance costs 1.07% more
- Sanford: Insurance costs 4.79% more
- Eatonville: Insurance costs 15.87% more
- Lockhart: Insurance costs 11.36% more
Cities with Similar Populations
- Ridgecrest: Insurance costs 24.82% less
- Aberdeen: Insurance costs 38.88% less
- Mebane: Insurance costs 50.40% less
- Miami Lakes: Insurance costs 30.84% more
- Miami Shores: Insurance costs 33.73% more
- Mount Dora: Insurance costs 1.82% less
- Poplar Bluff: Insurance costs 28.90% less
- Poulsbo: Insurance costs 43.35% less
- Raytown: Insurance costs 20.86% less
- Maryland Heights: Insurance costs 24.51% less