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Get Cheap Car Insurance in Coral Gables, FL
We monitor insurance prices, helping the average driver in Coral Gables save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Coral Gables
The chart below shows the cheapest car insurance company in Coral Gables for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Coral Gables Insurer | Monthly Cost |
|---|---|
| Geico | $154 |
| State Farm | $163 |
| Gainsco | $213 |
| Bristol West | $213 |
Savings for Every Kind of Coral Gables Driver
Based on our extensive insurance data, we know the average Coral Gables driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $942 per year by choosing the right vehicle insurance company. Some Coral Gables residents are paying out over $3,218 extra every year for auto insurance in Coral Gables. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Coral Gables, FL Savings / Yr. |
|---|---|
$942 |
|
$1,382 |
|
$1,063 |
|
$1,052 |
|
$3,344 |
|
$914 |
|
$1,331 |
Coral Gables Car Insurance vs. Florida
People living in Coral Gables pay an average of 21.80% more than the typical driver in the state. The average driver in Coral Gables can expect to pay about $2,938 per year, or $3,218 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Coral Gables for most people.
Car Insurance Prices by Coral Gables Neighborhood
Insurance Prices
Where is insurance cheapest within Coral Gables?
The map shows insurance prices in and around Coral Gables, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $728 per year within the city boundaries, with insurance premiums ranging from a high of $3,622 to a low of $2,894. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Coral Gables.Pick the Best Car Insurance Company for You in Coral Gables
The best car insurance provider for most drivers in Coral Gables
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $942 over the average Coral Gables car insurance company.
The best car insurance provider for Coral Gables drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,382 over the competition.
The best car insurance company for Coral Gables drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,063 better than other car insurance companies.
The best auto insurance for Coral Gables drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,052 less each year.
The least expensive car insurance company for new and young drivers in Coral Gables
In Coral Gables, Geico costs young drivers $3,344 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Coral Gables
Geico gave the largest car insurance discounts to married couples, averaging $914 saved each year compared to an average Coral Gables couple's premiums.
The cheapest car insurance in Coral Gables for drivers with bad credit
The best Coral Gables car insurance company for customer service
Allstate was the best company for customer service in Coral Gables according to the NAIC.
Recent price drops
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The cheapest large national provider in Coral Gables
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Coral Gables driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Coral Gables, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Coral Gables
What Influences the Cost of Car Insurance in Coral Gables?
On average, car insurance in Coral Gables is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Coral Gables are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Coral Gables is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Coral Gables is $245 per month for minimum coverage and $268 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Miami: Insurance costs 1.15% more
- Coral Terrace: Insurance costs 8.42% more
- West Miami: Insurance costs 9.91% more
- Shenandoah: Insurance costs 4.44% more
- Miami: Insurance costs 0.81% more
- Glenvar Heights: Insurance costs 3.60% more
- Westchester: Insurance costs 8.27% more
- Pinecrest: Insurance costs 1.99% less
- Sunset: Insurance costs 4.01% more
- Virginia Gardens: Insurance costs 1.09% more
Cities with Similar Populations
- Bessemer: Insurance costs 47.51% less
- Bountiful: Insurance costs 55.28% less
- Brookfield: Insurance costs 64.48% less
- Butler: Insurance costs 57.52% less
- Brunswick: Insurance costs 65.63% less
- Rosenberg: Insurance costs 44.53% less
- Shelby: Insurance costs 60.69% less
- Rancho Palos Verdes: Insurance costs 30.48% less
- Prattville: Insurance costs 52.36% less
- Painesville: Insurance costs 64.95% less