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Get Cheap Car Insurance in Bountiful, UT
We monitor insurance prices, helping the average driver in Bountiful save up to 42.8% on car insurance.
The Cheapest Minimum Coverage in Bountiful
The chart below shows the cheapest car insurance company in Bountiful for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by Auto-Owners Insurance, Travelers, and State Farm.
| Bountiful Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $52 |
| Auto-Owners Insurance | $52 |
| Travelers | $61 |
| State Farm | $63 |
Savings for Every Kind of Bountiful Driver
Based on our extensive insurance data, we know the average Bountiful driver will save about 31% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $442 per year by choosing the right vehicle insurance company. Some Bountiful residents are paying out over $1,439 extra every year for auto insurance in Bountiful. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bountiful, UT Savings / Yr. |
|---|---|
$442 |
|
$805 |
|
$644 |
|
$812 |
|
$2,133 |
|
$233 |
|
$929 |
Bountiful Car Insurance vs. Utah
People living in Bountiful pay an average of 1.14% more than the typical driver in the state. The average driver in Bountiful can expect to pay about $799 per year, or $1,439 for full coverage.
Based on our analysis, Bear River Mutual will be the cheapest provider in Bountiful for most people.
Car Insurance Prices by Bountiful Neighborhood
Insurance Prices
Where is insurance cheapest within Bountiful?
The map shows insurance prices in and around Bountiful, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $159 per year within the city boundaries, with insurance premiums ranging from a high of $1,530 to a low of $1,371. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Bountiful.Pick the Best Car Insurance Company for You in Bountiful
The best car insurance provider for most drivers in Bountiful
For drivers with clean driving records and no major strikes, Bear River Mutual is the best option, with annual savings of $442 over the average Bountiful car insurance company.
The best car insurance provider for Bountiful drivers with accidents on their records
In our analysis, Bear River Mutual saved the average person who had been in an accident the most, with annual savings averaging $805 over the competition.
The best car insurance company for Bountiful drivers with speeding tickets
>Bear River Mutual gave the average person with a speeding ticket the most savings, averaging $644 better than other car insurance companies.
The best auto insurance for Bountiful drivers with a DUI conviction
Getting a quote from Bear River Mutual may cost the average person with a DUI about $812 less each year.
The least expensive car insurance company for new and young drivers in Bountiful
In Bountiful, Bear River Mutual costs young drivers $2,133 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bountiful
Progressive gave the largest car insurance discounts to married couples, averaging $233 saved each year compared to an average Bountiful couple's premiums.
The cheapest car insurance in Bountiful for drivers with bad credit
The best Bountiful car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bountiful
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Bountiful driver can expect to pay about $105 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bountiful, USAA has the best prices for young drivers, good drivers, drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, married couples, and drivers with accidents.Auto Insurance Prices in and Around Bountiful
What Influences the Cost of Car Insurance in Bountiful?
On average, car insurance in Bountiful is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bountiful is 27 minutes, which is about the national average for a driver in the state.
- Utah state insurance regulations may allow for lower prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bountiful are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Bountiful is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bountiful is $67 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Woods Cross: Insurance costs 0.56% less
- West Bountiful: Insurance costs 2.08% less
- North Salt Lake: Insurance costs 1.95% less
- Centerville: Insurance costs 0.97% less
- Farmington: Insurance costs 1.74% less
- Salt Lake City: Insurance costs 5.00% more
- Fruit Heights: Insurance costs 0.21% less
- Kaysville: Insurance costs the same
- Richville: Insurance costs 2.64% less
- Porterville: Insurance costs 2.36% less
Cities with Similar Populations
- Englishtown: Insurance costs 27.10% more
- Eagle Pass: Insurance costs 28.42% more
- Neenah: Insurance costs 26.06% less
- Morristown: Insurance costs 27.80% more
- Coppell: Insurance costs 27.31% more
- Cleveland Heights: Insurance costs 12.72% less
- Linden: Insurance costs 52.12% more
- Columbus: Insurance costs 16.54% more
- Freeport: Insurance costs 124.11% more
- Thomasville: Insurance costs 14.11% less