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Get Cheap Car Insurance in Grosse Pointe Farms, MI
We monitor insurance prices, helping the average driver in Grosse Pointe Farms save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Grosse Pointe Farms
The chart below shows the cheapest car insurance company in Grosse Pointe Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Grosse Pointe Farms Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $116 |
| Progressive | $132 |
| State Farm | $133 |
| Safeco Insurance | $141 |
Savings for Every Kind of Grosse Pointe Farms Driver
Based on our extensive insurance data, we know the average Grosse Pointe Farms driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,254 per year by choosing the right vehicle insurance company. Some Grosse Pointe Farms residents are paying out over $3,121 extra every year for auto insurance in Grosse Pointe Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grosse Pointe Farms, MI Savings / Yr. |
|---|---|
$1,254 |
|
$2,048 |
|
$1,812 |
|
$2,754 |
|
$3,250 |
|
$0 |
|
$0 |
Grosse Pointe Farms Car Insurance vs. Michigan
People living in Grosse Pointe Farms pay an average of 7.67% more than the typical driver in the state. The average driver in Grosse Pointe Farms can expect to pay about $2,371 per year, or $3,121 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Grosse Pointe Farms for most people.
Car Insurance Prices by Grosse Pointe Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Grosse Pointe Farms?
The map shows insurance prices in and around Grosse Pointe Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $125 per year within the city boundaries, with insurance premiums ranging from a high of $3,200 to a low of $3,075. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the West parts of Grosse Pointe Farms.Pick the Best Car Insurance Company for You in Grosse Pointe Farms
The best car insurance provider for most drivers in Grosse Pointe Farms
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,254 over the average Grosse Pointe Farms car insurance company.
The best car insurance provider for Grosse Pointe Farms drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,048 over the competition.
The best car insurance company for Grosse Pointe Farms drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,812 better than other car insurance companies.
The best auto insurance for Grosse Pointe Farms drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,754 less each year.
The least expensive car insurance company for new and young drivers in Grosse Pointe Farms
In Grosse Pointe Farms, Geico costs young drivers $3,250 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grosse Pointe Farms
The cheapest car insurance in Grosse Pointe Farms for drivers with bad credit
The best Grosse Pointe Farms car insurance company for customer service
Nationwide was the best company for customer service in Grosse Pointe Farms according to the NAIC.
Recent price drops
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The cheapest large national provider in Grosse Pointe Farms
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Grosse Pointe Farms driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grosse Pointe Farms, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Grosse Pointe Farms
What Influences the Cost of Car Insurance in Grosse Pointe Farms?
On average, car insurance in Grosse Pointe Farms is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Grosse Pointe Farms is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Grosse Pointe Farms is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grosse Pointe Farms is $198 per month for minimum coverage and $260 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Grosse Pointe: Insurance costs 7.88% more
- Grosse Pointe Park: Insurance costs 2.15% more
- Grosse Pointe Woods: Insurance costs 0.64% less
- Harper Woods: Insurance costs 22.27% more
- Village of Grosse Pointe Shores: Insurance costs 0.93% less
- Eastpointe: Insurance costs 19.83% more
- St. Clair Shores: Insurance costs 0.13% more
- Roseville: Insurance costs 7.59% more
- Hamtramck: Insurance costs 26.43% more
- Center Line: Insurance costs 6.82% more
Cities with Similar Populations
- Sandy Hook: Insurance costs 37.58% less
- Center Valley: Insurance costs 55.14% less
- Centerville: Insurance costs 44.28% less
- Chadds Ford: Insurance costs 54.47% less
- Rio Vista: Insurance costs 37.49% less
- Ripon: Insurance costs 64.98% less
- Clinton: Insurance costs 44.95% less
- Rolesville: Insurance costs 58.83% less
- Rupert: Insurance costs 64.56% less
- Salem: Insurance costs 54.09% less