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Get Cheap Car Insurance in Pleasant Ridge, MI
We monitor insurance prices, helping the average driver in Pleasant Ridge save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Pleasant Ridge
The chart below shows the cheapest car insurance company in Pleasant Ridge for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Pleasant Ridge Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $112 |
| Progressive | $128 |
| State Farm | $129 |
| Safeco Insurance | $137 |
Savings for Every Kind of Pleasant Ridge Driver
Based on our extensive insurance data, we know the average Pleasant Ridge driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,217 per year by choosing the right vehicle insurance company. Some Pleasant Ridge residents are paying out over $3,029 extra every year for auto insurance in Pleasant Ridge. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pleasant Ridge, MI Savings / Yr. |
|---|---|
$1,217 |
|
$1,987 |
|
$1,759 |
|
$2,673 |
|
$3,153 |
|
$0 |
|
$0 |
Pleasant Ridge Car Insurance vs. Michigan
People living in Pleasant Ridge pay an average of 4.49% more than the typical driver in the state. The average driver in Pleasant Ridge can expect to pay about $2,301 per year, or $3,029 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Pleasant Ridge for most people.
Car Insurance Prices by Pleasant Ridge Neighborhood
Insurance Prices
Where is insurance cheapest within Pleasant Ridge?
The map shows insurance prices in and around Pleasant Ridge, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $138 per year within the city boundaries, with insurance premiums ranging from a high of $3,104 to a low of $2,966. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Pleasant Ridge.Pick the Best Car Insurance Company for You in Pleasant Ridge
The best car insurance provider for most drivers in Pleasant Ridge
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,217 over the average Pleasant Ridge car insurance company.
The best car insurance provider for Pleasant Ridge drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,987 over the competition.
The best car insurance company for Pleasant Ridge drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,759 better than other car insurance companies.
The best auto insurance for Pleasant Ridge drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,673 less each year.
The least expensive car insurance company for new and young drivers in Pleasant Ridge
In Pleasant Ridge, Geico costs young drivers $3,153 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pleasant Ridge
The cheapest car insurance in Pleasant Ridge for drivers with bad credit
The best Pleasant Ridge car insurance company for customer service
Nationwide was the best company for customer service in Pleasant Ridge according to the NAIC.
Recent price drops
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The cheapest large national provider in Pleasant Ridge
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Pleasant Ridge driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pleasant Ridge, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Pleasant Ridge
What Influences the Cost of Car Insurance in Pleasant Ridge?
On average, car insurance in Pleasant Ridge is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pleasant Ridge is 32 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Pleasant Ridge is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pleasant Ridge is $192 per month for minimum coverage and $252 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Ferndale: Insurance costs 7.66% more
- Huntington Woods: Insurance costs 2.08% less
- Oak Park: Insurance costs 17.60% more
- Hazel Park: Insurance costs 7.79% more
- Royal Oak: Insurance costs 0.17% less
- Berkley: Insurance costs 1.39% less
- Madison Heights: Insurance costs 5.18% more
- Highland Park: Insurance costs 32.78% more
- Lathrup Village: Insurance costs 17.33% more
- Clawson: Insurance costs 1.42% less
Cities with Similar Populations
- Salineville: Insurance costs 63.26% less
- Lost Hills: Insurance costs 38.23% less
- Martinsville: Insurance costs 45.99% less
- Melbourne: Insurance costs 32.98% less
- Petersburg: Insurance costs 56.22% less
- Pine Mountain Lake: Insurance costs 39.98% less
- Pomona Park: Insurance costs 19.68% less
- Riegelsville: Insurance costs 54.18% less
- Roaring River: Insurance costs 60.12% less
- Buckeye Lake: Insurance costs 62.83% less