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Get Cheap Car Insurance in Pine Mountain Lake, CA
We monitor insurance prices, helping the average driver in Pine Mountain Lake save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Pine Mountain Lake
The chart below shows the cheapest car insurance company in Pine Mountain Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Pine Mountain Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $46 |
| Geico | $52 |
| Progressive | $55 |
| Travelers | $57 |
Savings for Every Kind of Pine Mountain Lake Driver
Based on our extensive insurance data, we know the average Pine Mountain Lake driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $581 per year by choosing the right vehicle insurance company. Some Pine Mountain Lake residents are paying out over $1,818 extra every year for auto insurance in Pine Mountain Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Mountain Lake, CA Savings / Yr. |
|---|---|
$581 |
|
$1,065 |
|
$842 |
|
$1,480 |
|
$760 |
|
$330 |
|
$0 |
Pine Mountain Lake Car Insurance vs. California
People living in Pine Mountain Lake pay an average of 9.44% less than the typical driver in the state. The average driver in Pine Mountain Lake can expect to pay about $851 per year, or $1,818 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pine Mountain Lake for most people.
Car Insurance Prices by Pine Mountain Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Mountain Lake?
The map shows insurance prices in and around Pine Mountain Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $69 per year within the city boundaries, with insurance premiums ranging from a high of $1,882 to a low of $1,813. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Pine Mountain Lake.Pick the Best Car Insurance Company for You in Pine Mountain Lake
The best car insurance provider for most drivers in Pine Mountain Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $581 over the average Pine Mountain Lake car insurance company.
The best car insurance provider for Pine Mountain Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,065 over the competition.
The best car insurance company for Pine Mountain Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $842 better than other car insurance companies.
The best auto insurance for Pine Mountain Lake drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,480 less each year.
The least expensive car insurance company for new and young drivers in Pine Mountain Lake
In Pine Mountain Lake, State Farm costs young drivers $760 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Mountain Lake
Progressive gave the largest car insurance discounts to married couples, averaging $330 saved each year compared to an average Pine Mountain Lake couple's premiums.
The cheapest car insurance in Pine Mountain Lake for drivers with bad credit
The best Pine Mountain Lake car insurance company for customer service
Nationwide was the best company for customer service in Pine Mountain Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Mountain Lake
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Pine Mountain Lake driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Mountain Lake, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Pine Mountain Lake
What Influences the Cost of Car Insurance in Pine Mountain Lake?
On average, car insurance in Pine Mountain Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Pine Mountain Lake is 38 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Mountain Lake are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Pine Mountain Lake has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Mountain Lake is $71 per month for minimum coverage and $152 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Big Oak Flat: Insurance costs 3.52% more
- Groveland: Insurance costs 1.93% more
- Greeley Hill: Insurance costs 1.93% more
- Tuolumne: Insurance costs 1.38% more
- Coulterville: Insurance costs 5.01% more
- Standard: Insurance costs 3.36% more
- Soulsbyville: Insurance costs 2.64% more
- Moccasin: Insurance costs 6.66% more
- Sonora: Insurance costs 2.15% more
- Chinese Camp: Insurance costs 3.41% more
Cities with Similar Populations
- Creal Springs: Insurance costs 18.92% less
- East Williston: Insurance costs 43.89% more
- Smithdale: Insurance costs 6.60% less
- Boston: Insurance costs 11.17% less
- Midway: Insurance costs 26.07% less
- Mount Vernon: Insurance costs 6.66% less
- Muscoda: Insurance costs 37.24% less
- Otego: Insurance costs 20.57% more
- Pleasant Ridge: Insurance costs 66.61% more
- Red Lake: Insurance costs 9.52% less