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Get Cheap Car Insurance in Chinese Camp, CA
We monitor insurance prices, helping the average driver in Chinese Camp save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Chinese Camp
The chart below shows the cheapest car insurance company in Chinese Camp for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Chinese Camp Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| Geico | $53 |
| Progressive | $57 |
| Travelers | $59 |
Savings for Every Kind of Chinese Camp Driver
Based on our extensive insurance data, we know the average Chinese Camp driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $601 per year by choosing the right vehicle insurance company. Some Chinese Camp residents are paying out over $1,880 extra every year for auto insurance in Chinese Camp. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chinese Camp, CA Savings / Yr. |
|---|---|
$601 |
|
$1,101 |
|
$871 |
|
$1,530 |
|
$785 |
|
$341 |
|
$0 |
Chinese Camp Car Insurance vs. California
People living in Chinese Camp pay an average of 6.38% less than the typical driver in the state. The average driver in Chinese Camp can expect to pay about $880 per year, or $1,880 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Chinese Camp for most people.
Car Insurance Prices by Chinese Camp Neighborhood
Insurance Prices
Where is insurance cheapest within Chinese Camp?
The map shows insurance prices in and around Chinese Camp, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $100 per year within the city boundaries, with insurance premiums ranging from a high of $1,968 to a low of $1,868. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the North parts of Chinese Camp.Pick the Best Car Insurance Company for You in Chinese Camp
The best car insurance provider for most drivers in Chinese Camp
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $601 over the average Chinese Camp car insurance company.
The best car insurance provider for Chinese Camp drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,101 over the competition.
The best car insurance company for Chinese Camp drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $871 better than other car insurance companies.
The best auto insurance for Chinese Camp drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,530 less each year.
The least expensive car insurance company for new and young drivers in Chinese Camp
In Chinese Camp, State Farm costs young drivers $785 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chinese Camp
Progressive gave the largest car insurance discounts to married couples, averaging $341 saved each year compared to an average Chinese Camp couple's premiums.
The cheapest car insurance in Chinese Camp for drivers with bad credit
The best Chinese Camp car insurance company for customer service
Nationwide was the best company for customer service in Chinese Camp according to the NAIC.
Recent price drops
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The cheapest large national provider in Chinese Camp
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Chinese Camp driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chinese Camp, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Chinese Camp
What Influences the Cost of Car Insurance in Chinese Camp?
On average, car insurance in Chinese Camp is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chinese Camp are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Chinese Camp is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Chinese Camp is $73 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Keystone: Insurance costs 1.60% more
- Quartz: Insurance costs 1.65% less
- Jamestown: Insurance costs 2.39% less
- Moccasin: Insurance costs 3.14% more
- Tuttletown: Insurance costs 3.40% less
- Big Oak Flat: Insurance costs 0.11% more
- Sonora: Insurance costs 1.22% less
- Copperopolis: Insurance costs 0.85% more
- Pine Mountain Lake: Insurance costs 3.30% less
- Tuolumne: Insurance costs 1.97% less
Cities with Similar Populations
- Smithwick: Insurance costs 6.60% less
- Hamlet: Insurance costs 24.36% less
- Haneyville: Insurance costs 30.37% less
- Harden City: Insurance costs 12.02% less
- Hardwood: Insurance costs 51.76% more
- Harlan: Insurance costs 23.30% less
- South Taft: Insurance costs 8.72% more
- Hartwood: Insurance costs 24.79% more
- Smuteye: Insurance costs 19.68% less
- Hamilton Meadows: Insurance costs 40.37% less