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Get Cheap Car Insurance in Hamilton Meadows, OH
We monitor insurance prices, helping the average driver in Hamilton Meadows save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Hamilton Meadows
The chart below shows the cheapest car insurance company in Hamilton Meadows for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Hamilton Meadows Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Hamilton Meadows Driver
Based on our extensive insurance data, we know the average Hamilton Meadows driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Hamilton Meadows residents are paying out over $1,121 extra every year for auto insurance in Hamilton Meadows. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hamilton Meadows, OH Savings / Yr. |
|---|---|
$296 |
|
$504 |
|
$426 |
|
$455 |
|
$1,088 |
|
$309 |
|
$434 |
Hamilton Meadows Car Insurance vs. Ohio
People living in Hamilton Meadows pay an average of 0.28% less than the typical driver in the state. The average driver in Hamilton Meadows can expect to pay about $757 per year, or $1,121 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Hamilton Meadows for most people.
Car Insurance Prices by Hamilton Meadows Neighborhood
Insurance Prices
Where is insurance cheapest within Hamilton Meadows?
The map shows insurance prices in and around Hamilton Meadows, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $215 per year within the city boundaries, with insurance premiums ranging from a high of $1,290 to a low of $1,075. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Hamilton Meadows.Pick the Best Car Insurance Company for You in Hamilton Meadows
The best car insurance provider for most drivers in Hamilton Meadows
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $296 over the average Hamilton Meadows car insurance company.
The best car insurance provider for Hamilton Meadows drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $504 over the competition.
The best car insurance company for Hamilton Meadows drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for Hamilton Meadows drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $455 less each year.
The least expensive car insurance company for new and young drivers in Hamilton Meadows
In Hamilton Meadows, Geico costs young drivers $1,088 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hamilton Meadows
State Farm gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average Hamilton Meadows couple's premiums.
The cheapest car insurance in Hamilton Meadows for drivers with bad credit
The best Hamilton Meadows car insurance company for customer service
Nationwide was the best company for customer service in Hamilton Meadows according to the NAIC.
Recent price drops
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The cheapest large national provider in Hamilton Meadows
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hamilton Meadows driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hamilton Meadows, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Hamilton Meadows
What Influences the Cost of Car Insurance in Hamilton Meadows?
On average, car insurance in Hamilton Meadows is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hamilton Meadows is 28 minutes, which is a little less than average for a driver in the state.
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hamilton Meadows are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Hamilton Meadows is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Hamilton Meadows is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Obetz: Insurance costs 5.00% more
- Lockbourne: Insurance costs 1.87% less
- Grove City: Insurance costs 0.80% more
- Urbancrest: Insurance costs 2.14% more
- Groveport: Insurance costs 4.46% more
- Commercial Point: Insurance costs 0.09% more
- Pleasant Corners: Insurance costs 1.34% less
- Bexley: Insurance costs 6.24% more
- Matville: Insurance costs 0.98% more
- St. Paul: Insurance costs 1.07% less
Cities with Similar Populations
- Aylesworth: Insurance costs 3.66% more
- Blairs Mill: Insurance costs 95.90% more
- West Conesville: Insurance costs 96.79% more
- Xenia: Insurance costs 39.07% more
- Bloomfield: Insurance costs 8.65% more
- Barnesville: Insurance costs 57.63% more
- Barlow: Insurance costs 34.17% more
- Yatesville: Insurance costs 1.69% less
- Barksdale: Insurance costs 36.22% more
- Bankhead Springs: Insurance costs 61.91% more