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Get Cheap Car Insurance in Commercial Point, OH
We monitor insurance prices, helping the average driver in Commercial Point save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Commercial Point
The chart below shows the cheapest car insurance company in Commercial Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| Commercial Point Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of Commercial Point Driver
Based on our extensive insurance data, we know the average Commercial Point driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Commercial Point residents are paying out over $1,122 extra every year for auto insurance in Commercial Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Commercial Point, OH Savings / Yr. |
|---|---|
$296 |
|
$504 |
|
$426 |
|
$455 |
|
$1,089 |
|
$309 |
|
$434 |
Commercial Point Car Insurance vs. Ohio
People living in Commercial Point pay an average of 0.21% less than the typical driver in the state. The average driver in Commercial Point can expect to pay about $757 per year, or $1,122 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in Commercial Point for most people.
Car Insurance Prices by Commercial Point Neighborhood
Insurance Prices
Where is insurance cheapest within Commercial Point?
The map shows insurance prices in and around Commercial Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $33 per year within the city boundaries, with insurance premiums ranging from a high of $1,133 to a low of $1,100. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the East parts of Commercial Point.Pick the Best Car Insurance Company for You in Commercial Point
The best car insurance provider for most drivers in Commercial Point
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $296 over the average Commercial Point car insurance company.
The best car insurance provider for Commercial Point drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $504 over the competition.
The best car insurance company for Commercial Point drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $426 better than other car insurance companies.
The best auto insurance for Commercial Point drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $455 less each year.
The least expensive car insurance company for new and young drivers in Commercial Point
In Commercial Point, Geico costs young drivers $1,089 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Commercial Point
State Farm gave the largest car insurance discounts to married couples, averaging $309 saved each year compared to an average Commercial Point couple's premiums.
The cheapest car insurance in Commercial Point for drivers with bad credit
The best Commercial Point car insurance company for customer service
Nationwide was the best company for customer service in Commercial Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Commercial Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Commercial Point driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Commercial Point, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Commercial Point
What Influences the Cost of Car Insurance in Commercial Point?
On average, car insurance in Commercial Point is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Commercial Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Commercial Point is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Commercial Point is $63 per month for minimum coverage and $93 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Matville: Insurance costs 0.89% more
- Orient: Insurance costs 5.70% more
- Robtown: Insurance costs 0.36% less
- Lockbourne: Insurance costs 1.96% less
- South Bloomfield: Insurance costs 0.18% less
- Pleasant Corners: Insurance costs 1.43% less
- Darbyville: Insurance costs 0.27% more
- Harrisburg: Insurance costs 0.45% less
- Hamilton Meadows: Insurance costs 0.09% less
- Ashville: Insurance costs 0.80% more
Cities with Similar Populations
- Flagler Estates: Insurance costs 114.88% more
- Phelps: Insurance costs 78.79% more
- Monroeville: Insurance costs 2.50% more
- Millville: Insurance costs 17.74% more
- Lincoln: Insurance costs 15.24% less
- Lewiston: Insurance costs 149.29% more
- Lakeville: Insurance costs 2.14% more
- Lake Crystal: Insurance costs 35.20% more
- Hawthorne: Insurance costs 77.63% more
- Haskell: Insurance costs 55.44% more