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Get Cheap Car Insurance in Lewiston, MI
We monitor insurance prices, helping the average driver in Lewiston save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Lewiston
The chart below shows the cheapest car insurance company in Lewiston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Lewiston Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $104 |
| Progressive | $118 |
| State Farm | $119 |
| Safeco Insurance | $126 |
Savings for Every Kind of Lewiston Driver
Based on our extensive insurance data, we know the average Lewiston driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,124 per year by choosing the right vehicle insurance company. Some Lewiston residents are paying out over $2,797 extra every year for auto insurance in Lewiston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lewiston, MI Savings / Yr. |
|---|---|
$1,124 |
|
$1,835 |
|
$1,624 |
|
$2,468 |
|
$2,911 |
|
$0 |
|
$0 |
Lewiston Car Insurance vs. Michigan
People living in Lewiston pay an average of 3.53% less than the typical driver in the state. The average driver in Lewiston can expect to pay about $2,124 per year, or $2,797 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Lewiston for most people.
Car Insurance Prices by Lewiston Neighborhood
Insurance Prices
Where is insurance cheapest within Lewiston?
The map shows insurance prices in and around Lewiston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $243 per year within the city boundaries, with insurance premiums ranging from a high of $2,995 to a low of $2,752. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Lewiston.Pick the Best Car Insurance Company for You in Lewiston
The best car insurance provider for most drivers in Lewiston
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,124 over the average Lewiston car insurance company.
The best car insurance provider for Lewiston drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,835 over the competition.
The best car insurance company for Lewiston drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,624 better than other car insurance companies.
The best auto insurance for Lewiston drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,468 less each year.
The least expensive car insurance company for new and young drivers in Lewiston
In Lewiston, Geico costs young drivers $2,911 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lewiston
The cheapest car insurance in Lewiston for drivers with bad credit
The best Lewiston car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lewiston
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lewiston driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lewiston, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Lewiston
What Influences the Cost of Car Insurance in Lewiston?
On average, car insurance in Lewiston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lewiston is 23 minutes, which is far less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Lewiston is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lewiston is $177 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lovells: Insurance costs 0.79% more
- Red Oak: Insurance costs 0.25% more
- Johannesburg: Insurance costs 2.65% less
- Atlanta: Insurance costs 2.25% more
- Comins: Insurance costs 0.07% more
- Kneeland: Insurance costs 2.40% more
- Mio: Insurance costs 1.43% more
- Fairview: Insurance costs 0.57% more
- Luzerne: Insurance costs 0.50% less
- Sparr: Insurance costs 5.76% less
Cities with Similar Populations
- Mariemont: Insurance costs 58.92% less
- Snow Hill: Insurance costs 35.18% less
- Anderson: Insurance costs 37.11% less
- Emerald Isle: Insurance costs 57.63% less
- Marble: Insurance costs 56.52% less
- Springdale: Insurance costs 40.97% less
- Essex: Insurance costs 45.83% less
- Midway South: Insurance costs 33.29% less
- Dillsboro: Insurance costs 56.78% less
- Crandon: Insurance costs 58.96% less