Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Atlanta, MI
We monitor insurance prices, helping the average driver in Atlanta save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Atlanta
The chart below shows the cheapest car insurance company in Atlanta for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Atlanta Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $106 |
| Progressive | $121 |
| State Farm | $122 |
| Safeco Insurance | $129 |
Savings for Every Kind of Atlanta Driver
Based on our extensive insurance data, we know the average Atlanta driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,149 per year by choosing the right vehicle insurance company. Some Atlanta residents are paying out over $2,860 extra every year for auto insurance in Atlanta. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Atlanta, MI Savings / Yr. |
|---|---|
$1,149 |
|
$1,876 |
|
$1,660 |
|
$2,523 |
|
$2,977 |
|
$0 |
|
$0 |
Atlanta Car Insurance vs. Michigan
People living in Atlanta pay an average of 1.35% less than the typical driver in the state. The average driver in Atlanta can expect to pay about $2,172 per year, or $2,860 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Atlanta for most people.
Car Insurance Prices by Atlanta Neighborhood
Insurance Prices
Where is insurance cheapest within Atlanta?
The map shows insurance prices in and around Atlanta, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $223 per year within the city boundaries, with insurance premiums ranging from a high of $2,995 to a low of $2,772. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Atlanta.Pick the Best Car Insurance Company for You in Atlanta
The best car insurance provider for most drivers in Atlanta
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,149 over the average Atlanta car insurance company.
The best car insurance provider for Atlanta drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $1,876 over the competition.
The best car insurance company for Atlanta drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,660 better than other car insurance companies.
The best auto insurance for Atlanta drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,523 less each year.
The least expensive car insurance company for new and young drivers in Atlanta
In Atlanta, Geico costs young drivers $2,977 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Atlanta
The cheapest car insurance in Atlanta for drivers with bad credit
The best Atlanta car insurance company for customer service
Recent price drops
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The cheapest large national provider in Atlanta
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Atlanta driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Atlanta, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Atlanta
What Influences the Cost of Car Insurance in Atlanta?
On average, car insurance in Atlanta is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Atlanta is 27 minutes, which is a little less than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Atlanta is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Atlanta is $181 per month for minimum coverage and $238 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hillman: Insurance costs 1.57% less
- Lewiston: Insurance costs 2.20% less
- Canada Creek Ranch: Insurance costs 1.19% less
- Johannesburg: Insurance costs 4.79% less
- Comins: Insurance costs 2.13% less
- Lachine: Insurance costs 2.83% less
- Sparr: Insurance costs 7.83% less
- Lovells: Insurance costs 1.43% less
- Red Oak: Insurance costs 1.96% less
- Fairview: Insurance costs 1.64% less
Cities with Similar Populations
- El Cenizo: Insurance costs 30.49% less
- Constantia: Insurance costs 26.57% less
- Herald: Insurance costs 30.31% less
- Blasdell: Insurance costs 21.75% less
- Voluntown: Insurance costs 33.18% less
- Wolverine: Insurance costs 4.79% less
- Smethport: Insurance costs 53.18% less
- Drew: Insurance costs 37.20% less
- North Zulch: Insurance costs 44.62% less
- Woolwich: Insurance costs 67.03% less