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Get Cheap Car Insurance in West Bloomfield, MI
We monitor insurance prices, helping the average driver in West Bloomfield save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in West Bloomfield
The chart below shows the cheapest car insurance company in West Bloomfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| West Bloomfield Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $119 |
| Progressive | $136 |
| State Farm | $137 |
| Safeco Insurance | $144 |
Savings for Every Kind of West Bloomfield Driver
Based on our extensive insurance data, we know the average West Bloomfield driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,288 per year by choosing the right vehicle insurance company. Some West Bloomfield residents are paying out over $3,204 extra every year for auto insurance in West Bloomfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
West Bloomfield, MI Savings / Yr. |
|---|---|
$1,288 |
|
$2,102 |
|
$1,860 |
|
$2,827 |
|
$3,335 |
|
$0 |
|
$0 |
West Bloomfield Car Insurance vs. Michigan
People living in West Bloomfield pay an average of 10.52% more than the typical driver in the state. The average driver in West Bloomfield can expect to pay about $2,434 per year, or $3,204 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in West Bloomfield for most people.
Car Insurance Prices by West Bloomfield Neighborhood
Insurance Prices
Where is insurance cheapest within West Bloomfield?
The map shows insurance prices in and around West Bloomfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $534 per year within the city boundaries, with insurance premiums ranging from a high of $3,535 to a low of $3,001. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of West Bloomfield.Pick the Best Car Insurance Company for You in West Bloomfield
The best car insurance provider for most drivers in West Bloomfield
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,288 over the average West Bloomfield car insurance company.
The best car insurance provider for West Bloomfield drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,102 over the competition.
The best car insurance company for West Bloomfield drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,860 better than other car insurance companies.
The best auto insurance for West Bloomfield drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,827 less each year.
The least expensive car insurance company for new and young drivers in West Bloomfield
In West Bloomfield, Geico costs young drivers $3,335 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in West Bloomfield
The cheapest car insurance in West Bloomfield for drivers with bad credit
The best West Bloomfield car insurance company for customer service
Nationwide was the best company for customer service in West Bloomfield according to the NAIC.
Recent price drops
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The cheapest large national provider in West Bloomfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average West Bloomfield driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In West Bloomfield, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around West Bloomfield
What Influences the Cost of Car Insurance in West Bloomfield?
On average, car insurance in West Bloomfield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in West Bloomfield is 34 minutes, which is a little more than average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- West Bloomfield is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in West Bloomfield is $203 per month for minimum coverage and $267 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Orchard Lake Village: Insurance costs 3.87% more
- Keego Harbor: Insurance costs 3.71% less
- Sylvan Lake: Insurance costs 2.03% less
- Walled Lake: Insurance costs 4.96% less
- Wolverine Lake: Insurance costs 7.05% less
- Franklin: Insurance costs 4.84% less
- Farmington Hills: Insurance costs 0.41% less
- Commerce Township: Insurance costs 5.96% less
- Bloomfield Hills: Insurance costs 3.34% less
- Bingham Farms: Insurance costs 2.43% less
Cities with Similar Populations
- Wilkes-Barre: Insurance costs 55.90% less
- Blaine: Insurance costs 46.38% less
- Waltham: Insurance costs 46.60% less
- Casa Grande: Insurance costs 45.10% less
- Castro Valley: Insurance costs 34.33% less
- The Villages: Insurance costs 26.19% less
- State College: Insurance costs 57.37% less
- Hanford: Insurance costs 37.98% less
- Hickory: Insurance costs 62.33% less
- Arcadia: Insurance costs 26.97% less