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Get Cheap Car Insurance in Farmington Hills, MI
We monitor insurance prices, helping the average driver in Farmington Hills save up to 41.9% on car insurance.
The Cheapest Minimum Coverage in Farmington Hills
The chart below shows the cheapest car insurance company in Farmington Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by Progressive, State Farm, and Safeco Insurance.
| Farmington Hills Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $118 |
| Progressive | $135 |
| State Farm | $136 |
| Safeco Insurance | $144 |
Savings for Every Kind of Farmington Hills Driver
Based on our extensive insurance data, we know the average Farmington Hills driver will save about 40% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $1,282 per year by choosing the right vehicle insurance company. Some Farmington Hills residents are paying out over $3,191 extra every year for auto insurance in Farmington Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Farmington Hills, MI Savings / Yr. |
|---|---|
$1,282 |
|
$2,093 |
|
$1,852 |
|
$2,816 |
|
$3,322 |
|
$0 |
|
$0 |
Farmington Hills Car Insurance vs. Michigan
People living in Farmington Hills pay an average of 10.07% more than the typical driver in the state. The average driver in Farmington Hills can expect to pay about $2,424 per year, or $3,191 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Farmington Hills for most people.
Car Insurance Prices by Farmington Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Farmington Hills?
The map shows insurance prices in and around Farmington Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $722 per year within the city boundaries, with insurance premiums ranging from a high of $3,612 to a low of $2,890. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southeast parts of Farmington Hills.Pick the Best Car Insurance Company for You in Farmington Hills
The best car insurance provider for most drivers in Farmington Hills
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $1,282 over the average Farmington Hills car insurance company.
The best car insurance provider for Farmington Hills drivers with accidents on their records
In our analysis, Auto-Owners Insurance saved the average person who had been in an accident the most, with annual savings averaging $2,093 over the competition.
The best car insurance company for Farmington Hills drivers with speeding tickets
>Auto-Owners Insurance gave the average person with a speeding ticket the most savings, averaging $1,852 better than other car insurance companies.
The best auto insurance for Farmington Hills drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $2,816 less each year.
The least expensive car insurance company for new and young drivers in Farmington Hills
In Farmington Hills, Geico costs young drivers $3,322 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Farmington Hills
The cheapest car insurance in Farmington Hills for drivers with bad credit
The best Farmington Hills car insurance company for customer service
Nationwide was the best company for customer service in Farmington Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Farmington Hills
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Farmington Hills driver can expect to pay about $163 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Farmington Hills, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, drivers with accidents, and drivers with a DUI conviction.Auto Insurance Prices in and Around Farmington Hills
What Influences the Cost of Car Insurance in Farmington Hills?
On average, car insurance in Farmington Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Farmington Hills is 31 minutes, which is about the national average for a driver in the state.
- Michigan state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Farmington Hills is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Farmington Hills is $202 per month for minimum coverage and $266 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Farmington: Insurance costs 2.10% less
- Franklin: Insurance costs 4.45% less
- Novi: Insurance costs 1.79% less
- West Bloomfield: Insurance costs 0.41% more
- Bingham Farms: Insurance costs 2.04% less
- Livonia: Insurance costs 6.17% less
- Southfield: Insurance costs 13.51% more
- Walled Lake: Insurance costs 4.58% less
- Orchard Lake Village: Insurance costs 4.29% more
- Northville: Insurance costs 4.95% less
Cities with Similar Populations
- Brooklyn Park: Insurance costs 40.86% less
- Buena Park: Insurance costs 29.77% less
- Buford: Insurance costs 38.14% less
- Bronx: Insurance costs 10.18% more
- Bryan: Insurance costs 46.57% less
- Burleson: Insurance costs 47.85% less
- Buffalo: Insurance costs 24.82% less
- Broken Arrow: Insurance costs 44.16% less
- Broomfield: Insurance costs 37.10% less
- Buckeye: Insurance costs 41.96% less