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Get Cheap Car Insurance in Brooklyn Park, MN
We monitor insurance prices, helping the average driver in Brooklyn Park save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Brooklyn Park
The chart below shows the cheapest car insurance company in Brooklyn Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Brooklyn Park Insurer | Monthly Cost |
|---|---|
| State Farm | $60 |
| Auto-Owners Insurance | $67 |
| Kemper | $70 |
| American Family Insurance | $70 |
Savings for Every Kind of Brooklyn Park Driver
Based on our extensive insurance data, we know the average Brooklyn Park driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $508 per year by choosing the right vehicle insurance company. Some Brooklyn Park residents are paying out over $1,887 extra every year for auto insurance in Brooklyn Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Brooklyn Park, MN Savings / Yr. |
|---|---|
$508 |
|
$639 |
|
$411 |
|
$835 |
|
$1,432 |
|
$424 |
|
$1,115 |
Brooklyn Park Car Insurance vs. Minnesota
People living in Brooklyn Park pay an average of 17.50% more than the typical driver in the state. The average driver in Brooklyn Park can expect to pay about $976 per year, or $1,887 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Brooklyn Park for most people.
Car Insurance Prices by Brooklyn Park Neighborhood
Insurance Prices
Where is insurance cheapest within Brooklyn Park?
The map shows insurance prices in and around Brooklyn Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $511 per year within the city boundaries, with insurance premiums ranging from a high of $2,210 to a low of $1,699. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Brooklyn Park.Pick the Best Car Insurance Company for You in Brooklyn Park
The best car insurance provider for most drivers in Brooklyn Park
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $508 over the average Brooklyn Park car insurance company.
The best car insurance provider for Brooklyn Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for Brooklyn Park drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $411 better than other car insurance companies.
The best auto insurance for Brooklyn Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $835 less each year.
The least expensive car insurance company for new and young drivers in Brooklyn Park
In Brooklyn Park, State Farm costs young drivers $1,432 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Brooklyn Park
State Farm gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average Brooklyn Park couple's premiums.
The cheapest car insurance in Brooklyn Park for drivers with bad credit
The best Brooklyn Park car insurance company for customer service
Nationwide was the best company for customer service in Brooklyn Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Brooklyn Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Brooklyn Park driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Brooklyn Park, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Brooklyn Park
What Influences the Cost of Car Insurance in Brooklyn Park?
On average, car insurance in Brooklyn Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Brooklyn Park is 30 minutes, which is about the national average for a driver in the state.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Brooklyn Park are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Brooklyn Park is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Brooklyn Park is $81 per month for minimum coverage and $157 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Brooklyn Center: Insurance costs 2.17% more
- Fridley: Insurance costs 3.13% less
- Osseo: Insurance costs 12.82% less
- Spring Lake Park: Insurance costs 7.10% less
- Champlin: Insurance costs 8.43% less
- Crystal: Insurance costs 6.73% less
- New Hope: Insurance costs 4.56% less
- Coon Rapids: Insurance costs 8.00% less
- Robbinsdale: Insurance costs 5.09% less
- Hilltop: Insurance costs 4.19% more
Cities with Similar Populations
- Salinas: Insurance costs 9.54% more
- Rochester Hills: Insurance costs 61.47% more
- Sacramento: Insurance costs 11.98% more
- Santa Cruz: Insurance costs 3.29% more
- Salt Lake City: Insurance costs 19.93% less
- Rochester: Insurance costs 18.87% more
- Saginaw: Insurance costs 59.30% more
- Santa Fe: Insurance costs 17.65% less
- Santa Clarita: Insurance costs 17.28% more
- Rock Hill: Insurance costs 9.38% less