Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Santa Clarita, CA
We monitor insurance prices, helping the average driver in Santa Clarita save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Santa Clarita
The chart below shows the cheapest car insurance company in Santa Clarita for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Santa Clarita Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $67 |
| Travelers | $69 |
Savings for Every Kind of Santa Clarita Driver
Based on our extensive insurance data, we know the average Santa Clarita driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $708 per year by choosing the right vehicle insurance company. Some Santa Clarita residents are paying out over $2,213 extra every year for auto insurance in Santa Clarita. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Santa Clarita, CA Savings / Yr. |
|---|---|
$708 |
|
$1,296 |
|
$1,025 |
|
$1,801 |
|
$925 |
|
$401 |
|
$0 |
Santa Clarita Car Insurance vs. California
People living in Santa Clarita pay an average of 10.22% more than the typical driver in the state. The average driver in Santa Clarita can expect to pay about $1,036 per year, or $2,213 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Santa Clarita for most people.
Car Insurance Prices by Santa Clarita Neighborhood
Insurance Prices
Where is insurance cheapest within Santa Clarita?
The map shows insurance prices in and around Santa Clarita, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $400 per year within the city boundaries, with insurance premiums ranging from a high of $2,383 to a low of $1,983. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Santa Clarita.Pick the Best Car Insurance Company for You in Santa Clarita
The best car insurance provider for most drivers in Santa Clarita
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $708 over the average Santa Clarita car insurance company.
The best car insurance provider for Santa Clarita drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,296 over the competition.
The best car insurance company for Santa Clarita drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,025 better than other car insurance companies.
The best auto insurance for Santa Clarita drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,801 less each year.
The least expensive car insurance company for new and young drivers in Santa Clarita
In Santa Clarita, State Farm costs young drivers $925 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Santa Clarita
Progressive gave the largest car insurance discounts to married couples, averaging $401 saved each year compared to an average Santa Clarita couple's premiums.
The cheapest car insurance in Santa Clarita for drivers with bad credit
The best Santa Clarita car insurance company for customer service
Nationwide was the best company for customer service in Santa Clarita according to the NAIC.
Recent price drops
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The cheapest large national provider in Santa Clarita
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Santa Clarita driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Santa Clarita, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Santa Clarita
What Influences the Cost of Car Insurance in Santa Clarita?
On average, car insurance in Santa Clarita is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Santa Clarita is 46 minutes, which is far more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Santa Clarita are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Santa Clarita has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Santa Clarita is $86 per month for minimum coverage and $184 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Valencia: Insurance costs 0.41% less
- Canyon Country: Insurance costs 4.02% more
- Newhall: Insurance costs 3.21% more
- Stevenson Ranch: Insurance costs 1.63% more
- Castaic: Insurance costs 0.59% more
- Sylmar: Insurance costs 9.94% more
- Agua Dulce: Insurance costs 4.52% less
- Piru: Insurance costs 9.81% less
- Buckhorn: Insurance costs 12.16% less
- Acton: Insurance costs 7.64% less
Cities with Similar Populations
- Yuma: Insurance costs 22.59% less
- Youngstown: Insurance costs 45.77% less
- Woodbury: Insurance costs 24.45% less
- Ypsilanti: Insurance costs 48.17% more
- Woodstock: Insurance costs 15.00% less
- Yuba City: Insurance costs 8.68% less
- Yukon: Insurance costs 21.74% less
- Worcester: Insurance costs 27.56% less
- Yakima: Insurance costs 36.47% less
- Wyoming: Insurance costs 35.88% more