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Get Cheap Car Insurance in The Villages, FL
We monitor insurance prices, helping the average driver in The Villages save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in The Villages
The chart below shows the cheapest car insurance company in The Villages for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| The Villages Insurer | Monthly Cost |
|---|---|
| Geico | $113 |
| State Farm | $120 |
| Gainsco | $156 |
| Bristol West | $156 |
Savings for Every Kind of The Villages Driver
Based on our extensive insurance data, we know the average The Villages driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $692 per year by choosing the right vehicle insurance company. Some The Villages residents are paying out over $2,365 extra every year for auto insurance in The Villages. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
The Villages, FL Savings / Yr. |
|---|---|
$692 |
|
$1,016 |
|
$781 |
|
$773 |
|
$2,457 |
|
$671 |
|
$978 |
The Villages Car Insurance vs. Florida
People living in The Villages pay an average of 10.48% less than the typical driver in the state. The average driver in The Villages can expect to pay about $2,159 per year, or $2,365 for full coverage.
Based on our analysis, Geico will be the cheapest provider in The Villages for most people.
Car Insurance Prices by The Villages Neighborhood
Insurance Prices
Where is insurance cheapest within The Villages?
The map shows insurance prices in and around The Villages, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $279 per year within the city boundaries, with insurance premiums ranging from a high of $2,535 to a low of $2,256. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of The Villages.Pick the Best Car Insurance Company for You in The Villages
The best car insurance provider for most drivers in The Villages
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $692 over the average The Villages car insurance company.
The best car insurance provider for The Villages drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,016 over the competition.
The best car insurance company for The Villages drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $781 better than other car insurance companies.
The best auto insurance for The Villages drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $773 less each year.
The least expensive car insurance company for new and young drivers in The Villages
In The Villages, Geico costs young drivers $2,457 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in The Villages
Geico gave the largest car insurance discounts to married couples, averaging $671 saved each year compared to an average The Villages couple's premiums.
The cheapest car insurance in The Villages for drivers with bad credit
The best The Villages car insurance company for customer service
Allstate was the best company for customer service in The Villages according to the NAIC.
Recent price drops
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The cheapest large national provider in The Villages
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average The Villages driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In The Villages, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around The Villages
What Influences the Cost of Car Insurance in The Villages?
On average, car insurance in The Villages is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in The Villages is 28 minutes, which is far less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in The Villages are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- The Villages has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in The Villages is $180 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Oxford: Insurance costs 1.65% more
- Lady Lake: Insurance costs 0.04% more
- Wildwood: Insurance costs 2.88% more
- Fruitland Park: Insurance costs 2.58% more
- Weirsdale: Insurance costs 3.85% more
- Pedro: Insurance costs 1.01% more
- Summerfield: Insurance costs 1.31% more
- Royal: Insurance costs 0.42% more
- Coleman: Insurance costs 5.37% more
- Orange Home: Insurance costs 4.06% more
Cities with Similar Populations
- Blaine: Insurance costs 27.36% less
- Casa Grande: Insurance costs 25.62% less
- Casper: Insurance costs 35.18% less
- Castro Valley: Insurance costs 11.04% less
- Doral: Insurance costs 38.35% more
- Goose Creek: Insurance costs 23.93% less
- State College: Insurance costs 42.24% less
- Lorain: Insurance costs 49.56% less
- La Habra: Insurance costs 5.92% less
- West Bloomfield: Insurance costs 35.48% more