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Get Cheap Car Insurance in Summerfield, FL
We monitor insurance prices, helping the average driver in Summerfield save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Summerfield
The chart below shows the cheapest car insurance company in Summerfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Summerfield Insurer | Monthly Cost |
|---|---|
| Geico | $114 |
| State Farm | $121 |
| Gainsco | $158 |
| Bristol West | $158 |
Savings for Every Kind of Summerfield Driver
Based on our extensive insurance data, we know the average Summerfield driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $701 per year by choosing the right vehicle insurance company. Some Summerfield residents are paying out over $2,396 extra every year for auto insurance in Summerfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summerfield, FL Savings / Yr. |
|---|---|
$701 |
|
$1,029 |
|
$792 |
|
$783 |
|
$2,489 |
|
$680 |
|
$991 |
Summerfield Car Insurance vs. Florida
People living in Summerfield pay an average of 9.32% less than the typical driver in the state. The average driver in Summerfield can expect to pay about $2,187 per year, or $2,396 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Summerfield for most people.
Car Insurance Prices by Summerfield Neighborhood
Insurance Prices
Where is insurance cheapest within Summerfield?
The map shows insurance prices in and around Summerfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $283 per year within the city boundaries, with insurance premiums ranging from a high of $2,539 to a low of $2,256. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Summerfield.Pick the Best Car Insurance Company for You in Summerfield
The best car insurance provider for most drivers in Summerfield
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $701 over the average Summerfield car insurance company.
The best car insurance provider for Summerfield drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,029 over the competition.
The best car insurance company for Summerfield drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $792 better than other car insurance companies.
The best auto insurance for Summerfield drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $783 less each year.
The least expensive car insurance company for new and young drivers in Summerfield
In Summerfield, Geico costs young drivers $2,489 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summerfield
Geico gave the largest car insurance discounts to married couples, averaging $680 saved each year compared to an average Summerfield couple's premiums.
The cheapest car insurance in Summerfield for drivers with bad credit
The best Summerfield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Summerfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Summerfield driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summerfield, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Summerfield
What Influences the Cost of Car Insurance in Summerfield?
On average, car insurance in Summerfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Summerfield is 32 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summerfield are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Summerfield has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Summerfield is $182 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Belleview: Insurance costs the same
- Oxford: Insurance costs 0.33% more
- Pedro: Insurance costs 0.29% less
- Weirsdale: Insurance costs 2.50% more
- Lady Lake: Insurance costs 1.25% less
- The Villages: Insurance costs 1.29% less
- Eastlake Weir: Insurance costs 1.54% more
- Royal: Insurance costs 0.88% less
- Ocklawaha: Insurance costs 1.71% more
- Wildwood: Insurance costs 1.54% more
Cities with Similar Populations
- Suisun City: Insurance costs 10.35% less
- Bethany: Insurance costs 32.22% less
- Beltsville: Insurance costs 10.10% less
- Bella Vista: Insurance costs 30.93% less
- Norfolk: Insurance costs 42.82% less
- Newington: Insurance costs 16.24% less
- North Andover: Insurance costs 31.55% less
- Norwood: Insurance costs 30.63% less
- Nutley: Insurance costs 15.48% less
- O'Fallon: Insurance costs 37.81% less