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Get Cheap Car Insurance in Wildwood, FL
We monitor insurance prices, helping the average driver in Wildwood save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Wildwood
The chart below shows the cheapest car insurance company in Wildwood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Wildwood Insurer | Monthly Cost |
|---|---|
| Geico | $116 |
| State Farm | $123 |
| Gainsco | $161 |
| Bristol West | $161 |
Savings for Every Kind of Wildwood Driver
Based on our extensive insurance data, we know the average Wildwood driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $712 per year by choosing the right vehicle insurance company. Some Wildwood residents are paying out over $2,433 extra every year for auto insurance in Wildwood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wildwood, FL Savings / Yr. |
|---|---|
$712 |
|
$1,045 |
|
$804 |
|
$796 |
|
$2,528 |
|
$691 |
|
$1,006 |
Wildwood Car Insurance vs. Florida
People living in Wildwood pay an average of 7.92% less than the typical driver in the state. The average driver in Wildwood can expect to pay about $2,221 per year, or $2,433 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Wildwood for most people.
Car Insurance Prices by Wildwood Neighborhood
Insurance Prices
Where is insurance cheapest within Wildwood?
The map shows insurance prices in and around Wildwood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $329 per year within the city boundaries, with insurance premiums ranging from a high of $2,648 to a low of $2,319. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Wildwood.Pick the Best Car Insurance Company for You in Wildwood
The best car insurance provider for most drivers in Wildwood
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $712 over the average Wildwood car insurance company.
The best car insurance provider for Wildwood drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,045 over the competition.
The best car insurance company for Wildwood drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $804 better than other car insurance companies.
The best auto insurance for Wildwood drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $796 less each year.
The least expensive car insurance company for new and young drivers in Wildwood
In Wildwood, Geico costs young drivers $2,528 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wildwood
Geico gave the largest car insurance discounts to married couples, averaging $691 saved each year compared to an average Wildwood couple's premiums.
The cheapest car insurance in Wildwood for drivers with bad credit
The best Wildwood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wildwood
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wildwood driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wildwood, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Wildwood
What Influences the Cost of Car Insurance in Wildwood?
On average, car insurance in Wildwood is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wildwood is 30 minutes, which is a little less than average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wildwood are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Wildwood is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wildwood is $185 per month for minimum coverage and $203 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Coleman: Insurance costs 2.42% more
- The Villages: Insurance costs 2.79% less
- Orange Home: Insurance costs 1.15% more
- Oxford: Insurance costs 1.19% less
- Royal: Insurance costs 2.38% less
- Fruitland Park: Insurance costs 0.29% less
- Whitney: Insurance costs 0.86% more
- Lake Panasoffkee: Insurance costs 0.66% less
- Lady Lake: Insurance costs 2.75% less
- Sumterville: Insurance costs 0.78% more
Cities with Similar Populations
- Aberdeen: Insurance costs 42.25% less
- Westwood: Insurance costs 22.73% less
- White Oak: Insurance costs 51.95% less
- Batavia: Insurance costs 9.45% less
- Baldwin: Insurance costs 40.85% less
- Bainbridge: Insurance costs 30.25% less
- Avon: Insurance costs 19.56% less
- Arvin: Insurance costs 15.74% less
- Arcadia: Insurance costs 0.49% less
- Anna: Insurance costs 28.85% less