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Get Cheap Car Insurance in Foothill Ranch, CA
We monitor insurance prices, helping the average driver in Foothill Ranch save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Foothill Ranch
The chart below shows the cheapest car insurance company in Foothill Ranch for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Foothill Ranch Insurer | Monthly Cost |
|---|---|
| Metromile | $53 |
| Geico | $60 |
| Progressive | $64 |
| Travelers | $66 |
Savings for Every Kind of Foothill Ranch Driver
Based on our extensive insurance data, we know the average Foothill Ranch driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $676 per year by choosing the right vehicle insurance company. Some Foothill Ranch residents are paying out over $2,116 extra every year for auto insurance in Foothill Ranch. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Foothill Ranch, CA Savings / Yr. |
|---|---|
$676 |
|
$1,239 |
|
$980 |
|
$1,722 |
|
$884 |
|
$384 |
|
$0 |
Foothill Ranch Car Insurance vs. California
People living in Foothill Ranch pay an average of 5.36% more than the typical driver in the state. The average driver in Foothill Ranch can expect to pay about $990 per year, or $2,116 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Foothill Ranch for most people.
Car Insurance Prices by Foothill Ranch Neighborhood
Insurance Prices
Where is insurance cheapest within Foothill Ranch?
The map shows insurance prices in and around Foothill Ranch, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $226 per year within the city boundaries, with insurance premiums ranging from a high of $2,165 to a low of $1,939. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Foothill Ranch.Pick the Best Car Insurance Company for You in Foothill Ranch
The best car insurance provider for most drivers in Foothill Ranch
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $676 over the average Foothill Ranch car insurance company.
The best car insurance provider for Foothill Ranch drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,239 over the competition.
The best car insurance company for Foothill Ranch drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $980 better than other car insurance companies.
The best auto insurance for Foothill Ranch drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,722 less each year.
The least expensive car insurance company for new and young drivers in Foothill Ranch
In Foothill Ranch, State Farm costs young drivers $884 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Foothill Ranch
Progressive gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Foothill Ranch couple's premiums.
The cheapest car insurance in Foothill Ranch for drivers with bad credit
The best Foothill Ranch car insurance company for customer service
Nationwide was the best company for customer service in Foothill Ranch according to the NAIC.
Recent price drops
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The cheapest large national provider in Foothill Ranch
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Foothill Ranch driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Foothill Ranch, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Foothill Ranch
What Influences the Cost of Car Insurance in Foothill Ranch?
On average, car insurance in Foothill Ranch is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Foothill Ranch is 33 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Foothill Ranch are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Foothill Ranch is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Foothill Ranch is $83 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Modjeska: Insurance costs 4.02% less
- Lake Forest: Insurance costs 1.94% less
- Silverado: Insurance costs 5.01% less
- Trabuco Canyon: Insurance costs 1.65% less
- Rancho Santa Margarita: Insurance costs 2.60% less
- Mission Viejo: Insurance costs 3.45% less
- Laguna Woods: Insurance costs 0.28% less
- Laguna Hills: Insurance costs 3.17% less
- Irvine: Insurance costs 0.52% less
- Top-of-the-World: Insurance costs 1.84% less
Cities with Similar Populations
- Purcellville: Insurance costs 42.16% less
- Holly Springs: Insurance costs 13.61% less
- Horseheads: Insurance costs 2.50% less
- Johnstown: Insurance costs 17.11% less
- La Crescenta-Montrose: Insurance costs 9.22% more
- La Grange: Insurance costs 21.79% less
- Monroe: Insurance costs 7.47% less
- Morris: Insurance costs 33.65% less
- Plymouth: Insurance costs 44.90% less
- Point Pleasant: Insurance costs 17.67% less