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Get Cheap Car Insurance in Silverado, CA
We monitor insurance prices, helping the average driver in Silverado save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Silverado
The chart below shows the cheapest car insurance company in Silverado for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Silverado Insurer | Monthly Cost |
|---|---|
| Metromile | $50 |
| Geico | $57 |
| Progressive | $61 |
| Travelers | $63 |
Savings for Every Kind of Silverado Driver
Based on our extensive insurance data, we know the average Silverado driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $643 per year by choosing the right vehicle insurance company. Some Silverado residents are paying out over $2,010 extra every year for auto insurance in Silverado. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silverado, CA Savings / Yr. |
|---|---|
$643 |
|
$1,177 |
|
$931 |
|
$1,636 |
|
$840 |
|
$364 |
|
$0 |
Silverado Car Insurance vs. California
People living in Silverado pay an average of 0.11% more than the typical driver in the state. The average driver in Silverado can expect to pay about $941 per year, or $2,010 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Silverado for most people.
Car Insurance Prices by Silverado Neighborhood
Insurance Prices
Where is insurance cheapest within Silverado?
The map shows insurance prices in and around Silverado, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $202 per year within the city boundaries, with insurance premiums ranging from a high of $2,200 to a low of $1,998. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southeast parts of Silverado.Pick the Best Car Insurance Company for You in Silverado
The best car insurance provider for most drivers in Silverado
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $643 over the average Silverado car insurance company.
The best car insurance provider for Silverado drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,177 over the competition.
The best car insurance company for Silverado drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $931 better than other car insurance companies.
The best auto insurance for Silverado drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,636 less each year.
The least expensive car insurance company for new and young drivers in Silverado
In Silverado, State Farm costs young drivers $840 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silverado
Progressive gave the largest car insurance discounts to married couples, averaging $364 saved each year compared to an average Silverado couple's premiums.
The cheapest car insurance in Silverado for drivers with bad credit
The best Silverado car insurance company for customer service
Recent price drops
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The cheapest large national provider in Silverado
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Silverado driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silverado, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Silverado
What Influences the Cost of Car Insurance in Silverado?
On average, car insurance in Silverado is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Silverado is 41 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silverado are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Silverado has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Silverado is $78 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Modjeska: Insurance costs 1.04% more
- Foothill Ranch: Insurance costs 5.27% more
- Trabuco Canyon: Insurance costs 3.53% more
- Rancho Santa Margarita: Insurance costs 2.54% more
- Lake Forest: Insurance costs 3.23% more
- Mission Viejo: Insurance costs 1.64% more
- Temescal Valley: Insurance costs 7.31% more
- Laguna Woods: Insurance costs 4.98% more
- Irvine: Insurance costs 4.73% more
- North Tustin: Insurance costs 1.69% more
Cities with Similar Populations
- Arma: Insurance costs 22.04% less
- Arnoldsville: Insurance costs 14.03% less
- Beaver Springs: Insurance costs 35.82% less
- Blanchard: Insurance costs 42.34% less
- Bolivar: Insurance costs 3.68% more
- Boulder: Insurance costs 21.34% less
- Brookeland: Insurance costs 17.61% less
- Brooklawn: Insurance costs 8.71% less
- Converse: Insurance costs 41.44% less
- Roscoe: Insurance costs 15.17% less