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Get Cheap Car Insurance in Windsor Locks, CT
We monitor insurance prices, helping the average driver in Windsor Locks save up to 29.9% on car insurance.
The Cheapest Minimum Coverage in Windsor Locks
The chart below shows the cheapest car insurance company in Windsor Locks for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by State Farm, Safeco Insurance, and Travelers.
| Windsor Locks Insurer | Monthly Cost |
|---|---|
| Kemper | $71 |
| State Farm | $82 |
| Safeco Insurance | $83 |
| Travelers | $83 |
Savings for Every Kind of Windsor Locks Driver
Based on our extensive insurance data, we know the average Windsor Locks driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $589 per year by choosing the right vehicle insurance company. Some Windsor Locks residents are paying out over $2,010 extra every year for auto insurance in Windsor Locks. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Windsor Locks, CT Savings / Yr. |
|---|---|
$589 |
|
$816 |
|
$567 |
|
$947 |
|
$2,229 |
|
$534 |
|
$897 |
Windsor Locks Car Insurance vs. Connecticut
People living in Windsor Locks pay an average of 3.87% more than the typical driver in the state. The average driver in Windsor Locks can expect to pay about $1,376 per year, or $2,010 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Windsor Locks for most people.
Car Insurance Prices by Windsor Locks Neighborhood
Insurance Prices
Where is insurance cheapest within Windsor Locks?
The map shows insurance prices in and around Windsor Locks, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $242 per year within the city boundaries, with insurance premiums ranging from a high of $2,199 to a low of $1,957. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Windsor Locks.Pick the Best Car Insurance Company for You in Windsor Locks
The best car insurance provider for most drivers in Windsor Locks
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $589 over the average Windsor Locks car insurance company.
The best car insurance provider for Windsor Locks drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $816 over the competition.
The best car insurance company for Windsor Locks drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $567 better than other car insurance companies.
The best auto insurance for Windsor Locks drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $947 less each year.
The least expensive car insurance company for new and young drivers in Windsor Locks
In Windsor Locks, State Farm costs young drivers $2,229 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Windsor Locks
State Farm gave the largest car insurance discounts to married couples, averaging $534 saved each year compared to an average Windsor Locks couple's premiums.
The cheapest car insurance in Windsor Locks for drivers with bad credit
The best Windsor Locks car insurance company for customer service
Recent price drops
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The cheapest large national provider in Windsor Locks
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Windsor Locks driver can expect to pay about $120 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Windsor Locks, USAA has the best prices for drivers with accidents, married couples, drivers with bad credit, drivers with speeding tickets, good drivers, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Windsor Locks
What Influences the Cost of Car Insurance in Windsor Locks?
On average, car insurance in Windsor Locks is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Connecticut state insurance regulations may require higher prices.
- An average of 16 to 17 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Windsor Locks are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Windsor Locks is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Windsor Locks is $115 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- East Windsor: Insurance costs 4.33% less
- Southwood Acres: Insurance costs 5.07% less
- Suffield: Insurance costs 2.39% less
- Windsor: Insurance costs 11.19% more
- East Granby: Insurance costs 5.42% less
- Broad Brook: Insurance costs 6.72% less
- Thompsonville: Insurance costs 3.08% more
- East Windsor Hill: Insurance costs 4.78% less
- Tariffville: Insurance costs 0.50% less
- Enfield: Insurance costs 2.49% less
Cities with Similar Populations
- Marion: Insurance costs 11.94% less
- Robinson: Insurance costs 20.45% less
- Robertsdale: Insurance costs 25.17% less
- River Edge: Insurance costs 2.44% more
- Richmond Heights: Insurance costs 37.51% less
- Prosser: Insurance costs 32.04% less
- Prichard: Insurance costs 10.15% less
- Prairie Ridge: Insurance costs 22.84% less
- Medway: Insurance costs 23.78% less
- Medfield: Insurance costs 22.34% less